Luxembourg, a small but incredibly dynamic European nation, continues to capture hearts with its unique blend of nature, culture, and quality of life. When asked, “What do you like about Luxembourg?”, residents and expatriates enthusiastically shared a variety of reasons why they cherish life in this picturesque country. Here's a comprehensive summary of the most loved aspects, based on a lively online community discussion—names have been kept private to respect individuals’ privacy. 🌿 Nature and the Outdoors One of the most recurring themes was the abundance of nature. Locals praised the country's forests, rivers, and peaceful green areas—even those found in the heart of the city. Specific locations like Pfaffenthal and Kinnekswiss were called “pockets of heaven.” People highlighted the walking and cycling paths that meander through villages, the countryside, and even urban areas, offering easy access to outdoor escapes. Many pointed to Luxembourg’s mountains and rolling hills as perfect for hiking and relaxation, while others appreciated simply being able to breathe “clean, breathable oxygen”—not metaphorically, but literally. 🚍 Public Infrastructure and Services Luxembourg’s free public transportation system was a major highlight. Residents were enthusiastic about being able to move across the country without spending a cent on fares—an initiative that makes life more convenient and sustainable. Other applauded services included: Modern and well-equipped hospitals Efficient administration Safety and policing Solid public security and general order 🌎 International Atmosphere and Inclusiveness The Grand Duchy’s cosmopolitan vibe stood out to many. People love how easy it is to integrate, even without being fluent in Luxembourgish. Several contributors shared that it’s possible to work and live comfortably while speaking other languages—a testament to Luxembourg’s multilingual and welcoming culture. The diverse population, international schools, and variety of global cuisines available throughout the city added to the charm. 🍽️ Food, Wine, and Local Delights Food lovers had no shortage of compliments. The country offers a variety of restaurants, ranging from fine dining to local specialties. The beloved crémant (Luxembourg’s sparkling wine) was mentioned more than once, as well as a surprising favorite—asparagus. 🛡️ Safety and Social Stability While one or two voices expressed concern about changing perceptions of safety, most residents still appreciate the country's overall low crime rate, political stability, and absence of far-right extremism—factors that contribute to a strong sense of peace and social harmony. 💼 Work-Life Balance and Family Life Luxembourg’s emphasis on work-life balance was a top-rated reason for satisfaction. Short commutes, quality time with family, and access to natural retreats all contribute to a well-rounded lifestyle. Families highlighted access to playgrounds, small village life, and a sense of community, which are especially valuable when raising children. 😊 People and Local Culture The local population was frequently described as friendly, kind, and honest. Whether it’s neighbors, coworkers, or people on the street, many find that Luxembourg maintains a courteous and respectful social fabric. 🌦️ A Note on Weather Humorously, one comment summed up the general feeling well: “Everything except the weather.” Luxembourg’s unpredictable or grey skies may not appeal to everyone—but it seems to be a small price to pay for all the other advantages the country offers. From its lush natural landscapes and world-class infrastructure to its international community, culinary offerings, and high standard of living, Luxembourg continues to impress those who call it home. While no place is perfect, the overwhelming consensus is that the Grand Duchy offers a quality of life that’s hard to match. If you're considering relocating or simply curious about life in Luxembourg, this firsthand feedback paints a picture of a place where modernity meets nature, where tradition embraces global diversity, and where life moves at a balanced and enjoyable pace. --- Join the Luxembourg's expats community luxembourgexpats.lu

Luxembourg is a country often portrayed as a fairytale land of financial prosperity, scenic nature, and political stability, isn't immune to critique. While many articles and government campaigns showcase Luxembourg’s strengths — clean cities, high salaries, multilingual communities — a deeper dive into everyday conversations reveals a more complex reality. A recent social media post that asked, “What do you not like about life in Luxembourg?” generated thousands of responses. From long-time residents to newcomers, people opened up with candid and diverse opinions. Here’s what they had to say — and it's more than just the weather. 1. The Weather is a Universal Complaint Unsurprisingly, the dreary weather tops the list. Many residents feel that Luxembourg’s grey skies and long winters contribute to a gloomy atmosphere. It’s not just about rain — it’s the lack of sunshine and vibrancy that impacts moods. Some even noted how locals tend to dress in dull colors, which only reinforces the melancholic vibe. 2. "Everything Closes Too Early" Retail and restaurant hours in Luxembourg remain a significant frustration. Many shops close by 6 PM and most restaurants finish lunch service as early as 2 PM. Sundays? Forget it. Most businesses are shut, limiting weekend flexibility — a stark contrast for those coming from more metropolitan or tourist-driven cities. 3. Lack of Entertainment and Vibrancy Despite being a hub for finance and EU institutions, many find Luxembourg quite… boring. A common sentiment among locals and returnees is that there’s not much to do, especially after hours. The nightlife is subdued, and cultural events, while present, lack the dynamism seen in larger European cities. 4. Healthcare Frustrations While Luxembourg has a well-funded healthcare system, users complain about a shortage of doctors and painfully long waiting times. People report waiting several months for basic appointments, forcing some to seek medical care in neighboring countries like Germany or Belgium. 5. Poor Public Transport Outside the Capital Luxembourg City is well-connected, but head outside the capital and things change. Many express frustration about needing a car to get around, as public transport in rural and suburban areas is sparse or unreliable. Taxis, meanwhile, are described as prohibitively expensive. 6. Noise Pollution in Nature? Ironically, some of the biggest complaints come from those seeking peace in Luxembourg’s famed green spaces. Many were dismayed to find that “nature” often includes the distant hum of cars, planes, or construction — even in supposedly remote areas. 7. Housing Market Pressures The skyrocketing cost of housing remains a major issue. Exorbitant rents, limited availability, and landlord issues are all common themes. Luxembourg’s popularity with international workers and limited real estate supply mean the market is both expensive and competitive. 8. A Culture of Silence on Structural Issues A few commenters noted the challenge of discussing deeper systemic issues, such as discrimination or the quality of education. Concerns over being legally threatened or socially ostracized for raising critical points appear to create a climate of caution rather than open dialogue. 9. Roadworks, Construction, and "BAUSTELLEN!" Ongoing construction and roadworks were mentioned frequently, with some feeling like the entire country is a permanent construction site. Whether it’s traffic congestion or constant noise, infrastructure upgrades are clearly testing residents’ patience. 10. Work-Life Balance and Mental Health Luxembourg’s high-income economy may come at a price — many mentioned a lack of work-life balance and inadequate mental health awareness. With increasing stress, burnout, and high suicide rates, this is an area where many feel the country needs to improve. 11. "Serial Whiners" vs. Free Speech Interestingly, the discussion itself sparked meta-commentary. Some respondents were frustrated that people constantly complain about Luxembourg — yet choose to stay. Others argued that criticism is healthy and shouldn’t be shut down with the all-too-common “if you don’t like it, leave” rhetoric. So, Is Luxembourg Overrated? Not quite. Every country has its pros and cons, and Luxembourg remains a safe, clean, and economically strong country with much to offer. But if we want to move past the PR brochures and Instagrammable snapshots, it’s important to also acknowledge the lived experiences of the people who call it home. From the weather to housing to cultural attitudes, these honest conversations are essential. They reflect not only what’s challenging but also what can be improved — if people are willing to listen. ife in Luxembourg, expat life Luxembourg, cons of living in Luxembourg, moving to Luxembourg, Luxembourg housing crisis, public transport Luxembourg, Luxembourg weather complaints, healthcare in Luxembourg, is Luxembourg boring?

Just a short drive from Luxembourg City, the Moselle Valley is a beloved destination for residents seeking nature, culture, and a breath of fresh air. Stretching along the river Moselle where Luxembourg, Germany, and France meet, this region offers scenic beauty, historical landmarks, and authentic local experiences—all easily accessible for a day trip or a relaxed weekend. 🍇 Discovering Wine Country The Moselle Valley is one of Luxembourg’s premier wine-producing regions. Renowned for its white wines, especially riesling, pinot gris, and auxerrois, the valley is home to dozens of local wineries. While many visitors think of wine tasting as a touristy experience, residents can explore lesser-known cellars and join seasonal festivals such as the Grape and Wine Festival in Grevenmacher or Stréimännchen in Remich. You don’t need to be a connoisseur to enjoy it—a simple glass of crémant (Luxembourg’s sparkling wine) by the river is a treat in itself. 🚴‍♀️ Embrace the Outdoors Whether you prefer a leisurely stroll or an active bike ride, the Moselle Valley has something for every pace. Cycling Routes: The Moselle Cycle Path (PC3) runs along the river, providing smooth, well-marked trails that wind through charming villages and vineyards. Hiking: For more rugged exploration, try one of the many hiking trails, like the Wäistrooss trail near Remich or the Dream Loops across the border in Germany. River Activities: From kayaking to boat cruises, the Moselle offers calm waters ideal for watersports or scenic ferry rides. 🏛️ Cultural and Historical Stops Take time to visit historical sites that are often overlooked: Echternach (just a short drive from the valley) is Luxembourg’s oldest town and home to the UNESCO-listed Abbey of Echternach. Schengen, where the famous Schengen Agreement was signed, features a symbolic monument and a European museum. Bech-Kleinmacher boasts the Wine and Folklore Museum, giving insight into the region’s winemaking heritage and rural life. 🥖 Local Flavours Without the Fuss Residents who frequent Moselle know it’s not just about wine. The valley’s culinary offerings are rooted in tradition, featuring fresh fish like friture de la Moselle, local cheeses, and hearty meat dishes. Small village bakeries and weekend markets often sell seasonal specialties that reflect the rhythm of rural life—perfect for a picnic by the river. 🗓️ When to Go Each season offers something unique: Spring: Blossoming vines and fewer crowds. Summer: Ideal for river activities and wine tastings. Autumn: Harvest time—perfect for wine festivals and colorful vineyard views. Winter: Quieter villages with cozy eateries, ideal for a reflective escape. 🚗 Getting There By car, the Moselle Valley is reachable in under an hour from most parts of Luxembourg. Parking is generally available in town centers. Public transport via bus or train also connects major towns like Remich, Grevenmacher, and Schengen. Final Thoughts For Luxembourg residents, the Moselle Valley isn’t just a tourist destination—it’s a natural extension of home. With its mix of tranquil riverside views, rich traditions, and proximity to the capital, it’s the perfect reminder that adventure and relaxation can be just around the corner. 🏞️ Plan your next trip with Visit Moselle! : luxembourgexpats.lu/local-business/vacations-and-holidays/visit-moselle 🇱🇺 Join Luxembourg Expats Online for Free : luxembourgexpats.lu Keywords : Moselle Valley Luxembourg, things to do Moselle Valley, day trips from Luxembourg City, Luxembourg wine region, Moselle Valley wine tasting, cycling in Moselle Valley, hiking Moselle Valley Luxembourg, Luxembourg vineyards, best time to visit Moselle Valley, Luxembourg river cruises, local food Moselle Valley, Moselle Valley attractions, Luxembourg nature trips, Schengen Luxembourg, Echternach Luxembourg

Luxembourg, one of the wealthiest countries in Europe, is known for its high quality of life, strong economy, and vibrant international community. But with prosperity comes a higher price tag. Whether you're planning to move for work, study, or family reasons, it's important to understand the cost of living in Luxembourg in 2025. 🏡 Housing Costs Housing remains the largest expense for most residents. The demand continues to outpace supply, especially in and around Luxembourg City. Rental Prices (Monthly Averages in 2025): One-bedroom apartment (City Centre): €1,800 – €2,400 One-bedroom apartment (Outside Centre): €1,300 – €1,700 Three-bedroom apartment (City Centre): €3,500 – €4,500 Three-bedroom apartment (Outside Centre): €2,300 – €3,200 Buying property is also expensive. The average price per square metre is around €11,000 in the city and €7,500 outside. 🍽️ Food & Groceries Groceries are reasonably priced compared to neighbouring countries, especially for locally produced goods. However, eating out can be pricey. Grocery Price Highlights: Milk (1L): €1.30 Bread (500g): €2.50 Eggs (12): €4.00 Chicken breast (1kg): €12 Domestic beer (0.5L): €1.60 Dining Out: Meal at a mid-range restaurant: €30 – €45 per person Takeaway lunch (downtown): €12 – €18 Coffee (regular cappuccino): €3.50 – €4.20 🚗 Transport Luxembourg remains the first country in the world with free nationwide public transport, including buses, trains, and trams. This policy continues in 2025, making commuting highly affordable. Car Costs (if owned): Petrol (per litre): €1.55 – €1.70 Car insurance (annual average): €700 – €1,000 Parking in city centres: €2 – €5/hour Many residents use bicycles and e-scooters, especially in urban areas with good cycling infrastructure. 🧾 Utilities & Internet Basic utilities (electricity, heating, water, waste for 85m² apartment): €250 – €350/month High-speed internet: €45 – €65/month Utility costs may increase in winter due to heating requirements. 👨‍👩‍👧‍👦 Childcare & Education Luxembourg offers a mix of public and private schools, with the public system being free and offering multilingual education. Daycare (private, full-day): €800 – €1,500/month International schools: €10,000 – €20,000/year depending on the curriculum and grade level 👚 Clothing & Leisure Jeans (branded): €70 – €120 Gym membership: €40 – €100/month Movie ticket: €12 – €15 Museum entry: Often free or €5 – €10 💰 Average Salary & Minimum Wage Minimum monthly wage (2025): Unskilled workers: €2,570 gross Skilled workers: €3,084 gross Average gross salary across sectors: €5,500/month High salaries help balance the cost of living, particularly for skilled professionals and expats. ✅ Conclusion: Is Luxembourg Affordable? Luxembourg is not a cheap place to live, but it offers excellent public services, low unemployment, safety, and multilingual opportunities. While housing is a significant burden, free public transport, a strong welfare system, and high incomes help balance the overall cost of living. For expats and newcomers, budgeting carefully and understanding your personal lifestyle choices is key to making the most of your life in the Grand Duchy. 🇱🇺 Join Luxembourg Expats Online for Free : luxembourgexpats.lu Keywords : cost of living in Luxembourg 2025, Luxembourg living expenses, Luxembourg housing prices 2025, rent in Luxembourg, groceries cost Luxembourg, is Luxembourg expensive, moving to Luxembourg, Luxembourg expat cost of living, average salary in Luxembourg 2025, living in Luxembourg as an expat, Luxembourg public transport free, Luxembourg utility costs, childcare costs in Luxembourg, Luxembourg cost comparison, Luxembourg lifestyle expenses

The difference between international health insurance and travel insurance is a source of confusion for many soon to be expatriates. Although both are intended for people spending time away from their home country, the intended purpose of each product is different. Not understanding this difference may leave you with the wrong international medical insurance while overseas and unexpected medical expenses. What’s the difference between expat insurance and normal travel insurance? The main difference between expat insurance and normal travel insurance is the duration of coverage and the level of protection provided. Expat insurance provides coverage for a longer period and complete health coverage while travel insurance is intended to cover short-term trips. Normal Travel Insurance provides basic medical coverage and may include benefits such as trip cancellation, lost luggage, and travel delay. International health insurance is designed to provide a comprehensive level of health care to those relocating from their home country for a sustained period of time, whereas travel insurance provides cover for emergency treatment while you are in another country for a shorter space of time. What is travel insurance? Travel insurance is designed to cover you for trips of limited duration. It is intended for holidaymakers and short term trips abroad, and offers protection against travel related issues such as: Cancellations Loss of luggage Loss of personal belongings Emergency medical treatment In terms of medical coverage, travel insurance is intended to provide short-term emergency medical treatment, within your specified area or period of cover. The aim of this is to get you well enough to return home. Travel insurance rarely covers long term medical treatment. If further treatment is required, you will usually be expected to return to your home country. Cover ceases once you are back in your country of residence. What is international health insurance? International health insurance is designed for those living or working overseas for a prolonged period of time. It covers treatment for both emergency and routine healthcare, and provides expats with flexibility in terms of choice of doctor and treatment facility, with the ability to receive treatment anywhere within their region of cover. If you are relocating or if you have a home abroad where you spend a significant amount of time, international health insurance may be required. When experiencing a medical emergency, or even routine medical care, in a country where you are not familiar with the health system, and where you do not speak the language, international health insurance cover will ensure you get the medical attention you need.  International health insurance benefits vary by plan, but often include: Hospital stay Routine check-ups Cover for pre-existing conditions Cover for chronic conditions Choice of medical providers Our standard plans are modular so you can choose the combination of cover that best suits you and your family's needs. In addition to the Core plan, options include: Out-patient treatment  Maternity care Dental care Repatriation The flexible nature of these plans allow you to tailor them to your specific needs, making the right combination of cover for you and your family more financially accessible. Core plan and out-patient plan deductibles offer an opportunity to reduce premiums, as can careful consideration of the region of cover. For example, taking ‘Worldwide excluding USA’ instead of ‘Worldwide’ will alter premium significantly. As an expat, it can be tempting to try to keep costs down by opting to rely on local healthcare when you are abroad. However, should you fall ill, you may find that the local healthcare options do not meet your needs. Depending on where you are moving and your individual circumstances, you may not be entitled to free or subsidised healthcare. Without an expatriate health plan, you may incur expensive medical costs. Before venturing to another country on expat assignment, it is important to weigh your options and ensure that you have a health insurance plan you can rely on. Having the correct cover in place, will provide peace of mind as you settle into your new home. Take a look at our 'differences between international health insurance and travel insurance' plain talking guide. If you would like a quote for expat international health insurance, please click the link below… shorturl.at/xuTcQ 🥳 Join the LuxExpats May Meet-Up! : lu.ma/68ahq59h

Whether you're a dedicated marathoner or just lacing up your sneakers for a light jog, Luxembourg offers an exceptional variety of running tracks to suit every pace and preference. From forest trails to urban loops, the Grand Duchy blends nature and city life, making it a runner’s hidden gem in Europe. Here's your guide to some of the best running tracks in Luxembourg—tailored for locals, expats, and visitors alike. 🏞️ 1. Pétrusse Valley Trail – Luxembourg City One of the most picturesque runs in the capital, the Pétrusse Valley trail winds through a green corridor nestled beneath the city’s historical fortifications. Runners are treated to shaded paths, the gentle sound of the stream, and stunning views of old bridges and viaducts. Distance: ~3 to 5 km (with loops) Surface: Mostly gravel and paved Why run here: Peaceful, scenic, and centrally located 🌳 2. Bambësch Forest Trails – Dommeldange If you prefer a forest run, Bambësch offers a network of well-marked trails that cater to both beginners and experienced runners. The terrain ranges from flat to slightly hilly, ideal for endurance training or a meditative jog in nature. Distance: Multiple trails from 3 to 10 km Surface: Natural forest paths Why run here: Fresh air, quiet surroundings, wildlife sightings 🛤️ 3. Alzette River Route – Pfaffenthal to Hesperange This long riverside path is ideal for distance runners looking to cover more ground. Starting near Pfaffenthal, the trail runs parallel to the Alzette River and continues south past Bonnevoie, eventually reaching Hesper Park in Hesperange. Distance: ~8–10 km one way Surface: Mixed (asphalt, gravel) Why run here: Flat terrain, beautiful river views, perfect for steady pacing 🌆 4. Kirchberg Park & European Quarter Loops For urban runners, Kirchberg provides clean, modern trails through well-landscaped parks, public art installations, and modern architecture. There are wide pavements and pedestrian-only zones, making it both safe and inspiring. Distance: ~5 km loop around Parc Central Surface: Paved Why run here: Wide, well-maintained paths and energetic city vibes 🌄 5. Remich Promenade – Moselle River Located along the Moselle River in the southeast, Remich’s riverside promenade is a flat and relaxing route, especially popular in spring and summer. You’ll be running alongside vineyards and waterfront cafés—perfect for a post-run reward. Distance: Up to 6 km along the river Surface: Paved Why run here: Scenic views, calming atmosphere, wine country charm 🏃‍♀️ 6. Belval and Rockhal Area – Esch-sur-Alzette For runners based in the south, the Belval area offers a unique industrial-chic environment, with routes that circle around university buildings, the Rockhal venue, and steel towers of Luxembourg’s industrial past. Distance: 4–7 km options Surface: Pavement and concrete Why run here: Urban style meets cultural history 🔁 Bonus Tip: Parcours Vita Trails Luxembourg also features several Parcours Vita fitness trails—wooded loops with outdoor exercise stations. These are perfect for runners who want to integrate strength training into their routine. Popular ones can be found in Walferdange and Strassen. 🏅 Final Thoughts Luxembourg may be small, but its diversity of terrain—from wooded valleys to sleek urban parks—makes it a paradise for runners. Whether you crave solitude, scenery, or city energy, there’s a trail to match your pace. So tie up those running shoes, pick your route, and explore the country one stride at a time. 🇱🇺 Join Luxembourg Expats Online for Free : luxembourgexpats.lu Keywords : Running in Luxembourg, best running tracks Luxembourg, Luxembourg jogging routes, scenic running trails Luxembourg, top running paths Luxembourg, running trails Luxembourg City, Bambësch forest run, Pétrusse Valley trail, Alzette River jogging, Remich running route, Luxembourg running guide, where to run in Luxembourg, fitness trails Luxembourg, Luxembourg outdoor activities, Parcours Vita Luxembourg

Luxembourg City is inviting residents to mark their calendars for the 2025 edition of “Nopeschfest” (Neighbours’ Day), set to take place from Friday, 23 May to Sunday, 25 May 2025. This annual event is all about bringing people together, fostering community spirit, and turning neighbours into friends. What Is Nopeschfest? Nopeschfest is a city-wide celebration that encourages residents to organise friendly gatherings in their neighbourhoods. Whether it’s a simple street party, a shared meal, or games for kids, the goal is to strengthen bonds and create a welcoming atmosphere for everyone. How to Get Involved If you’re thinking about hosting a neighbourhood gathering, the City of Luxembourg (Ville de Luxembourg - VdL) is making it easy. Here’s what you need to know: The city will provide benches, tables, rubbish bins, and promotional materials like invitation cards, posters, and banners (to be returned after the event). If needed and possible, the city can temporarily close certain street sections to provide more space for your event. If the main weekend doesn’t work for you, you can organise your Nopeschfest any time up to the weekend of 11–13 July 2025 and still receive support and materials. Where to Get Materials Promotional materials and equipment are available at the VdL Special Needs Department (13 Rue Notre-Dame, L-2240 Luxembourg) from Monday to Friday, 08:00–12:00 and 13:00–17:00, until 11 July 2025. Supplies are limited, so it’s best to plan early. For more information, you can call 4796-4150 or email sschammel@vdl.lu. Special Notes If you’d like to hold your event in a public park or school playground, you’ll need to request prior authorisation from the city. This ensures everyone’s safety and smooth organisation. Why Participate? Nopeschfest is a wonderful way to meet your neighbours, share stories, and create lasting memories. Imagine a sunny afternoon with laughter, shared food, and new friendships forming right outside your door. It’s a simple idea with a big impact on the sense of community in Luxembourg City. Tips for a Great Event Use the city’s invitation cards to invite everyone on your street. Organise a potluck so everyone can share their favourite dishes. Make it fun for all ages with games or music. Take photos to remember the day and share your experience with others. For more details and inspiration, visit www.nopeschfest.lu. --- Join the Luxembourg Expats community, sign up free luxembourgexpats.lu Connect Explore Live

Luxembourg is preparing to discontinue its Golden Visa Program, signaling a shift in its approach to attracting foreign investment. While the government has not yet provided a specific termination date, officials have confirmed that the process to phase out the program is underway and legislative changes are expected soon. What Was Luxembourg’s Golden Visa Program? Introduced in 2017, Luxembourg’s Golden Visa Program offered non-EU investors a path to residency in exchange for significant financial investment. Applicants could qualify by: Investing at least €500,000 in an existing or new Luxembourg business that created at least five jobs Investing €3 million in management structures Depositing €20 million in a Luxembourg financial institution Alternatively, earning an annual income of €27,000 for residency on private grounds Successful applicants received a temporary residence permit valid for up to five years. After five years of residency and meeting language and citizenship requirements, permit holders could apply for Luxembourgish citizenship. Low Uptake Despite Recent Interest Since its launch, the program has seen very limited interest. Only 15 applications have been submitted in total, with just a handful approved. In 2023 and 2024, only six applications were filed, and four were rejected. Most recent applicants came from countries such as Russia, Israel, India, and China. Luxembourg’s stricter investment requirements compared to other EU countries are thought to have contributed to the low participation rate. Why Is Luxembourg Ending the Program? Several reasons are driving this decision: EU Pressure: The European Commission has called for the end of Golden Visa schemes, citing concerns about security, money laundering, and other risks. The scrutiny increased after Russia’s invasion of Ukraine in 2022. Limited Effectiveness: Luxembourg’s government has questioned whether the program delivers real economic or social benefits, given the low number of applicants and the country’s strong economy. Regional Trends: Other EU countries, including the Netherlands, Ireland, Portugal, and Spain, are also ending or modifying their investor visa programs. Ending the program will require changes to Luxembourg’s immigration laws, which means a bill must be drafted and approved by parliament. No timeline has been announced yet, so current and prospective applicants face some uncertainty. If you’re considering Luxembourg for residency, keep an eye on government updates. If you already hold a Golden Visa, it’s wise to consult with immigration professionals to understand how these changes might affect your residency status. For those exploring residency in Europe, it may be time to consider alternative pathways, as similar programs are being phased out across the EU. In short, Luxembourg’s move to end its Golden Visa Program is part of a larger European trend, driven by both internal assessments and external pressure from the EU. More details will emerge as the legislative process unfolds. --- Join the Luxembourg Expats community, sign up free luxembourgexpats.lu Connect Explore Live

April 16, 2025, was a day of celebration across Luxembourg as Grand Duke Henri, the nation’s beloved monarch, marked his 70th birthday. The milestone comes at a pivotal moment for the Grand Ducal family, as the Grand Duke prepares for his anticipated abdication later this year. A Day of Joy and Reflection The Grand Ducal Court commemorated the occasion by releasing a series of new portraits of Grand Duke Henri, both solo and with Grand Duchess Maria Teresa. The photographs, which quickly made their way across social media and news outlets, show the Grand Duke in a relaxed and reflective mood, a fitting image for a leader who has guided Luxembourg through more than two decades of change. Grand Duchess Maria Teresa posted a touching tribute to her husband, calling him her “extraordinary” partner and sharing their happiness with the public. The day was made even more special as it coincided with the 33rd birthday of their youngest son, Prince Sébastien. The family shared a rare photo together, capturing a moment of warmth and unity that resonated with Luxembourgers and expats alike. Looking Ahead: A Changing of the Guard This 70th birthday is not just a personal milestone for the Grand Duke, but also a symbolic one for the country. Henri has announced plans to abdicate in October 2025, passing the torch to his eldest son, Hereditary Grand Duke Guillaume. The transition is expected to be smooth, reflecting the stability and continuity that have defined Henri’s reign. In the lead-up to his abdication, Luxembourg will honor Grand Duke Henri with three days of jubilee celebrations in June. These festivities will include concerts, a solemn Te Deum service, and a grand fireworks display, offering the public a chance to express their appreciation for a monarch who has been both a steady hand and a modernizing influence. A Monarch for All Luxembourgers Throughout his reign, Grand Duke Henri has been known for his commitment to unity, tradition, and progress. His leadership has seen Luxembourg grow as a multicultural hub, welcoming expats from around the world while maintaining a strong sense of national identity. For many, the Grand Duke’s 70th birthday is a reminder of the enduring values that bind the country together. As Luxembourg looks ahead to National Day on June 23-officially celebrated as the Grand Duke’s birthday-the nation is not only celebrating a royal milestone, but also embracing a moment of transition and renewal. For expats and locals alike, Grand Duke Henri’s 70th birthday is more than just a royal event; it’s a celebration of family, continuity, and the unique spirit of Luxembourg. --- Join the Luxembourg Expats community, sign up free luxembourgexpats.lu Connect Explore Live

Luxembourg’s financial sector is entering a new era of digital security and resilience. The country’s financial regulator, the Commission de Surveillance du Secteur Financier (CSSF), has introduced a series of updated circulars to bring local regulations in line with the European Union’s Digital Operational Resilience Act (DORA). These changes are set to strengthen how financial institutions in Luxembourg manage digital risks, respond to cyber incidents, and work with third-party technology providers. What Is DORA and Why Does It Matter? DORA, which came into force across the EU in January 2025, is a landmark regulation aimed at ensuring that all financial entities-from banks and investment firms to payment service providers-are prepared to withstand and recover from digital disruptions. The regulation sets out clear expectations for managing ICT risks, reporting major incidents, and overseeing third-party technology providers. For Luxembourg, aligning with DORA means adopting a unified, EU-wide approach to digital resilience. Key Changes Introduced by CSSF Updated ICT Risk Management The CSSF has revised its existing guidance on ICT and security risk management. Now, DORA-covered entities will follow the new EU-wide requirements, while non-DORA entities will continue under the CSSF’s earlier framework. Payment service providers, in particular, will need to adapt to new guidelines that emphasize regular ICT risk assessments and robust reporting mechanisms. Streamlined Incident Reporting One of the most significant changes is the introduction of a harmonized process for reporting major ICT-related incidents and significant cyber threats. Financial institutions are now required to notify the CSSF of incidents using new dedicated forms through the CSSF’s eDesk portal. This replaces previous fragmented reporting practices and ensures that all critical incidents are captured in a consistent manner. Revised Outsourcing and Third-Party ICT Service Rules The CSSF has also updated its rules for outsourcing and third-party ICT services. DORA entities must now comply with new requirements for managing relationships with technology providers, including maintaining an up-to-date register of all critical outsourcing arrangements and notifying the CSSF of any significant changes. There is also a renewed focus on cloud computing, with obligations such as appointing a cloud officer and ensuring that cloud services are properly authorized. How Will These Changes Affect Financial Institutions? For financial institutions in Luxembourg, these updates mean it’s time to take a closer look at existing digital risk management frameworks and ensure they meet the new standards. This could involve updating internal policies, renegotiating contracts with technology providers, and training staff on new incident reporting procedures. For example, consider an investment firm that relies on a cloud provider for its trading operations. Under the new rules, the firm must ensure its outsourcing agreements include all necessary clauses and maintain a detailed register of the arrangement. If a cyber incident disrupts trading, the firm is now required to notify the CSSF promptly using the new reporting forms. Actionable Steps for Compliance Review and update ICT risk management policies to align with DORA requirements. Implement new incident detection, response, and reporting procedures. Update outsourcing contracts and maintain a detailed register of critical ICT arrangements. Train staff and management on the new rules and reporting processes. Regularly test digital resilience through drills and scenario planning. The CSSF’s move to align with DORA marks a significant step forward for Luxembourg’s financial sector. By adopting these new standards, financial institutions will be better prepared to handle digital threats and disruptions, ensuring greater stability and trust in the market. Now is the time for firms to review their processes, close any compliance gaps, and invest in building a more resilient digital future. --- Join the Luxembourg Expats community, sign up free luxembourgexpats.lu Connect Explore Live