Welcome to the LuxExpats Interview Series! Today, we speak with Prof. Rejko Kruger, a leading expert in neuroscience and dementia prevention, about how tools like the PDP Braincoach App are revolutionizing brain health! Luxembourg Expats: Professor KRÜGER, welcome to the Luxembourg Expats interview series. Luxembourg Expats is a community for expats in Luxembourg. We bring together local businesses, services, and people for a happier and easier life in Luxembourg, reaching about 100,000 expats through our various channels. We are delighted to welcome you to the interview series. Today, we are going to talk about yourself, dementia, and also the Brain Coach app. Welcome! Professor Rejko KRÜGER: Thank you very much. My name is Rejko KRÜGER. I'm a neurologist by training, and I came to Luxembourg more than 10 years ago as a professor for clinical and experimental neuroscience. In the meantime, I’m also the Director for Transversal Translational Medicine at the Luxembourg Institute of Health. My work allows me to focus on neurodegenerative diseases and movement disorders, creating a translational pipeline that connects fundamental research, clinical research, clinical studies, integrated healthcare, and prevention of neurodegenerative diseases. Luxembourg Expats: That’s fantastic. So, 10 years ago, you joined Luxembourg. You are part of the expat community here. Before we jump into your work, tell us how Luxembourg happened at that time. Professor Rejko KRÜGER: It was an opportunity to come to Luxembourg. You may know that the research environment here is still developing, and the university was quite new at that time. In fact, I’ve accompanied almost half of the University of Luxembourg’s lifespan, as it’s just over 20 years old now. At that time, Professor Rudi Balling had founded the Luxembourg Centre for Systems Biomedicine, and he needed someone to connect research to healthcare, ensuring that discoveries could impact patient care. I found that challenge very attractive. At the time, I was working in Tübingen, Germany, at the university clinic and the Hertie Institute for Clinical Brain Research. The opportunity to bring academic knowledge into a developing medical education and healthcare system in Luxembourg was compelling. Luxembourg Expats: So, you’ve been part of this development alongside the university. What have been the key developments over the last 10 years since you joined? Professor Rejko KRÜGER: The major development has been creating an interdisciplinary spirit and inter-institutional collaboration, which generated critical mass around key topics. At the time, we were able to establish the National Centre for Excellence in Research on Parkinson’s Disease, funded by the national funding agency. This brought together the University of Luxembourg, the Luxembourg Institute of Health, the Laboratoire National de Santé, the Integrated Biobank of Luxembourg, and hospitals like the CHL, where we founded the first Parkinson’s Research Clinic. This initiative invited people with Parkinson’s and healthy controls from Luxembourg and the greater region to join our research. This collaboration became a model for advancing other diseases and research areas. Luxembourg Expats: That’s incredible. Silos are a common challenge in research. It’s great to hear how integration can lead to meaningful results. Today, we’re going to talk about dementia and the Brain Coach app. Can you tell us about the origins of the app and how it came about? Professor Rejko KRÜGER: Certainly. To give some context, the National Centre for Excellence in Research allowed us to advance our understanding of neurodegenerative diseases. However, we always aimed to impact everyday healthcare experiences. One significant initiative was piloting an integrated care network for Parkinson’s Disease, called ParkinsonNet, benchmarked from the Netherlands. This evolved into an integrated neurodegenerative disease management system in Luxembourg. I’ve also been coordinating the National Dementia Plan, focusing on prevention. We invite people with mild cognitive impairments to undergo neuropsychological assessments and map their individual risk factors. Research has identified 14 modifiable risk factors for dementia. Addressing these could prevent up to 45% of all cases. The Brain Coach app emerged as a tool to act earlier. Many of these risk factors are best addressed in midlife. We partnered with Maastricht University in the Netherlands to adapt their Brain Coach app to Luxembourg. It’s available in French, German, and English, and provides a personalized approach to raising awareness and encouraging small, impactful lifestyle changes. The app is free and available on Google Play and the App Store. Luxembourg Expats: That’s impressive. Let’s take a step back. Talk to us about dementia—the scale of the problem globally and in Luxembourg. When should someone start thinking about it? Professor Rejko KRÜGER: Dementia is a global challenge. As we age, the risk of neurodegenerative diseases like dementia and Parkinson’s increases. Globally, the number of people affected is growing. For example, the number of people with Parkinson’s will double in the next 20 years, and Alzheimer’s cases are also on the rise. Early signs of dementia often include forgetfulness. We encourage anyone with concerns to talk to their general practitioner, who can refer them to our dementia prevention program. This program provides neuropsychological testing and lifestyle recommendations to slow or prevent progression. Luxembourg Expats: What age should people start thinking about prevention? Is it in their 30s, 40s, or later? Professor Rejko KRÜGER: Research shows that the processes leading to dementia often start 10 to 20 years before diagnosis. For example, Alzheimer’s can be detected through specific markers in cerebrospinal fluid or blood years before symptoms appear. This means prevention should begin in midlife. Education is a key modifiable risk factor. Longer formal education reduces dementia risk. Cognitive and social activities also help by building brain reserve capacity. Luxembourg Expats: For someone new to the app, can you explain the user journey from signing up to daily use? Professor Rejko KRÜGER: The app is personalized. Users start by entering their name and contact details, which are data-protected. They complete an initial questionnaire to map potential risk areas. Based on this, users receive daily “nuts,” which are tasks, quizzes, or challenges tailored to their profile. For example, users might be asked to cook a healthy recipe, go on a hiking tour, or learn about evaluating food labels. Each identified risk factor is addressed with 15 unique nuts. The app encourages small, impactful lifestyle changes. Luxembourg Expats: What’s the current status of the app? Are people using it? Professor Rejko KRÜGER: We’ve received positive feedback across language groups and are currently in a stepwise launch. We’re refining the app based on user feedback and plan to release revised versions as new research emerges. Each update will integrate the latest findings on modifiable risk factors. Luxembourg Expats: Can you highlight a few modifiable risk factors? Professor Rejko KRÜGER: Healthy eating is crucial, such as the Mediterranean or Northern European diets with more fish. Social integration is another key factor—attending events, going to the cinema, or engaging in group activities helps prevent dementia and combats depression, which is also a risk factor. Luxembourg Expats: That’s fascinating. Thank you for sharing your insights and this impactful work. The Brain Coach app sounds like an excellent tool for promoting awareness and prevention. 🎥 Watch the Full Interview Here : youtu.be/JqJXGPY3CvQ?feature=shared 🧠 Learn More About The BrainCoach App Here : shorturl.at/3qCjn 🌟 Stay Tuned for More Interviews, Webinars, and Events! Keywords : Brain Coach app, Prof Rejko KRÜGER, dementia prevention, Luxembourg Expats, neurodegenerative diseases, Parkinson's research, National Dementia Plan, modifiable risk factors, healthy lifestyle, Mediterranean diet, social integration, personalized healthcare, Maastricht University, integrated care network, neuropsychological assessment, Alzheimer's prevention.

As the New Year unfolds, expats in Luxembourg face an excellent opportunity to organize their financial matters and prepare for the upcoming tax season. Navigating the Luxembourgish tax system can seem daunting, but with the right knowledge and preparation, you can ensure a smooth and stress-free process. This guide provides essential tips and insights to help expats manage their taxes effectively. You can also consult ACAR-Accounting, our expat-friendly partner here : shorturl.at/IUtgT Understanding the Luxembourg Tax System Luxembourg operates a progressive income tax system, meaning your tax rate increases as your income rises. Taxes are categorized into classes based on your marital status, dependents, and residency: Class 1: Single individuals without dependents. Class 1a: Single individuals with dependents. Class 2: Married couples or civil partners filing jointly. Expats who reside in Luxembourg for more than six months in a tax year are considered tax residents and must declare their worldwide income. Non-residents, on the other hand, are only taxed on Luxembourg-sourced income. Key Dates and Deadlines Tax Year: Aligns with the calendar year (January 1 to December 31). Filing Deadline: Generally, tax returns must be submitted by March 31 of the following year. Extensions may be requested if needed. Advanced Payments: If you’re self-employed or have additional sources of income, ensure you’ve made any required advance payments to avoid penalties. Documents You Need To file your taxes, gather the following essential documents: Proof of residency and identity (e.g., ID card, residence permit). Employment income statements (“fiches de salaire”) from your employer. Bank account statements for taxable interest or dividends. Proof of deductible expenses, such as childcare costs, insurance premiums, or mortgage interest. Receipts for charitable donations eligible for tax deductions. Tax Deductions and Credits Luxembourg offers various tax deductions and credits that expats can leverage: Work-Related Expenses: Certain professional expenses may be deductible. Housing Benefits: Mortgage interest and rental payments might qualify for deductions. Family Allowances: Parents can claim benefits for children’s education or childcare expenses. Pension Contributions: Contributions to a pension scheme may reduce taxable income. Charitable Contributions: Donations to approved organizations are tax-deductible. Using the Luxembourg Tax Portal The MyGuichet.lu platform is a vital resource for expats. It allows users to: File tax returns online. Access tax notices and correspondence. Calculate estimated taxes using online tools. Ensure you have a valid LuxTrust certificate to access this platform securely. Getting Professional Assistance For many expats, hiring a tax advisor or accountant can simplify the process. Tax professionals can: Help identify eligible deductions and credits. Ensure compliance with Luxembourg’s tax laws. Assist with cross-border tax implications if you’re earning income in multiple countries. Cross-Border Tax Considerations Expats working in Luxembourg but living in neighboring countries (e.g., France, Belgium, or Germany) must understand their unique tax obligations. Bilateral tax treaties exist to prevent double taxation, but proper documentation and filing are crucial to benefit from these agreements. Common Mistakes to Avoid Missing Deadlines: Late filings can result in penalties and interest charges. Incomplete Documentation: Ensure all necessary documents are accurate and complete. Overlooking Deductions: Familiarize yourself with all possible deductions to reduce your tax burden. Ignoring Cross-Border Rules: Mismanaging cross-border income can lead to complications. Planning Ahead for the Next Tax Year Start 2024 on the right foot by implementing these proactive strategies: Maintain organized records of all income and expenses throughout the year. Regularly review updates to Luxembourg’s tax regulations. Adjust your withholding taxes if your circumstances change. Conclusion Tax preparation may seem complex for expats in Luxembourg, but with proper planning and resources, it becomes manageable. By staying informed and seeking assistance when needed, you can navigate the system efficiently and make the most of available benefits. Make this tax season stress-free and take control of your financial future in the Grand Duchy. Keywords : Luxembourg tax guide, expat tax preparation Luxembourg, Luxembourg tax system, tax tips for expats, Luxembourg tax deadlines, expat tax deductions Luxembourg, filing taxes in Luxembourg, Luxembourg tax classes, tax benefits for expats Luxembourg, cross-border taxes Luxembourg

Luxembourg, though small, is rich in culture and history, offering a variety of museums that expats should explore to gain a deeper understanding of their new home. Here are some of the top recommendations: 1. Musée National d’Histoire et d’Art (MNHA) Located in the heart of Luxembourg City, the National Museum of History and Art is a treasure trove of art, archaeology, and cultural heritage. The museum houses extensive collections, from prehistoric artifacts to contemporary art, making it a must-see for anyone wanting to learn about Luxembourg's deep-rooted history. Highlights: Archaeological artifacts, medieval and Renaissance art, and modern Luxembourgish art. 2. Mudam Luxembourg (Musée d’Art Moderne Grand-Duc Jean) Mudam is Luxembourg’s premier museum for contemporary art, housed in a stunning building designed by renowned architect I.M. Pei. The museum features innovative exhibitions that appeal to modern art enthusiasts, with collections ranging from paintings and sculpture to digital media and installation art. Highlights: Cutting-edge contemporary exhibitions, with a focus on international and Luxembourgish artists. 3. Musée Dräi Eechelen Located in Fort Thüngen, the Dräi Eechelen Museum offers a deep dive into Luxembourg’s military history. The museum’s exhibitions trace the country's journey from a fortified stronghold to its modern, peaceful identity. It also provides incredible views of the surrounding landscape from the fort. Highlights: Luxembourg’s military past, exhibitions on the evolution of the city’s fortifications, and views from the fort. 4. Luxembourg City History Museum This museum tells the story of Luxembourg City’s growth from a medieval fortress town to the vibrant European capital it is today. The museum is built into a series of restored historic buildings, and its exhibitions explore urban development, architecture, and daily life throughout the centuries. Highlights: Historical evolution of Luxembourg City, interactive exhibits, and architectural features of the museum itself. 5. Musée National d’Histoire Naturelle (Natur Musée) Luxembourg’s National Museum of Natural History is a great spot for families and anyone interested in the natural world. The museum offers engaging displays on the country's natural heritage, covering topics from geology to biodiversity. Highlights: Interactive exhibits on wildlife, fossils, and Luxembourg’s natural landscape. 6. Musée de la Banque For those interested in Luxembourg's prominent financial sector, the Bank Museum provides a fascinating look into the history of banking in the country. The museum is located in one of Luxembourg's historic banking buildings and gives an insight into the evolution of banking and finance. Highlights: History of banking in Luxembourg, interactive displays on financial instruments and monetary history. 7. Musée des Tramways et de Bus For a more niche but equally fascinating experience, this museum focuses on the history of public transportation in Luxembourg. It's a great stop for history buffs and families alike. Highlights: Historic trams, buses, and interactive exhibits on Luxembourg’s public transport evolution. Tips for Expats Many museums offer discounts for residents or free entry on certain days, such as the first Sunday of the month. Some museums also provide multilingual guides or tours, making it easier for expats to fully enjoy the experience. Luxembourg’s museums are an excellent gateway for expats to dive into the country's rich cultural and historical fabric. Whether you're interested in art, history, or natural sciences, there’s a museum for every taste. Keywords : Luxembourg museums, expats in Luxembourg, cultural heritage, museum guide, explore Luxembourg, Luxembourg art, history of Luxembourg, Luxembourg City, Mudam museum, MNHA, Luxembourg travel, expat life Luxembourg, things to do in Luxembourg, Luxembourg culture, museum visit

Luxembourg, known for its high quality of life and beautiful landscapes, requires specific procedures for non-EU nationals who wish to obtain a driving license. This process involves several steps and adheres to Luxembourg's stringent regulations. Here’s a comprehensive guide to help you through the process. 1. Determine Eligibility Before applying for a Luxembourg driving license, ensure you meet the following criteria: Residency: You must be a resident of Luxembourg. Proof of residency, such as a rental contract or utility bill, is necessary. Age: You must be at least 18 years old to apply for a Category B driving license (standard car license). Different categories may have different age requirements. 2. Verify Your Current License If you already hold a driving license from another country, verify if Luxembourg has a bilateral agreement with that country. If there is an agreement, you may be able to exchange your foreign license for a Luxembourg license without additional tests. Non-EU nationals generally cannot exchange their driving licenses directly and must go through the full process. 3. Complete the Required Documentation Gather the following documents for your application: Proof of Identity: A valid passport or national ID card. Proof of Residency: Documentation showing you live in Luxembourg. Proof of Health: A medical certificate confirming you are fit to drive. This is usually issued by a local doctor. Driving License Application Form: Available from the Société Nationale de Circulation Automobile (SNCA) or online on their official website. 4. Enroll in a Driving School Non-EU nationals must complete driving lessons at an authorized driving school in Luxembourg. The driving school will guide you through the theory and practical parts of the training. 5. Pass the Theoretical Exam The theoretical exam tests your knowledge of road signs, traffic laws, and driving regulations. The exam is typically available in several languages, including French, German, and English. Study materials and practice tests are available through driving schools and online resources. 6. Pass the Practical Driving Test After passing the theoretical exam, you will need to take a practical driving test. This test evaluates your driving skills and ability to handle various traffic situations. Your driving instructor will prepare you for this test, but additional practice may be necessary. 7. Submit Your Application Once you have passed both the theoretical and practical exams, submit your application to the SNCA. The application includes: Completed application form Proof of identity and residency Medical certificate Evidence of passing both exams 8. Pay the Fees The application process involves fees, which can vary. Fees typically cover the cost of the exams, the issuance of the license, and administrative processing. 9. Receive Your License Upon successful completion of all steps and payment of fees, you will receive your Luxembourg driving license. The license will be issued in a format that is standardized across the EU, making it valid in other EU countries. Key Points to Remember Language: The theoretical exam may be taken in different languages, but it’s advisable to check language options in advance. Insurance: Ensure you have proper car insurance before starting to drive. Driving Laws: Familiarize yourself with Luxembourg’s driving laws and regulations to avoid fines or penalties. For the most current and detailed information, always refer to the official website of the Société Nationale de Circulation Automobile (SNCA) or visit their office.

To apply for a student visa in Luxembourg as a third-country national / non European Union citizens, you need to follow a series of steps and meet specific requirements. Here is a comprehensive guide to the process: Steps to Apply for a Student Visa Secure Admission: Obtain an admission letter from a recognized higher education institution in Luxembourg. This is a prerequisite for the visa application process. Apply for Temporary Authorization to Stay (ATS): Application Submission: Submit your request for a temporary residence permit from your home country. This can be directed to the Immigration Directorate of the Ministry of Foreign and European Affairs, a Luxembourgish diplomatic or consular representation, or a diplomatic or consular mission representing Luxembourg. Required Documents: Include a copy of your entire passport, proof of admission, evidence of sufficient resources, a criminal record extract, health insurance coverage, and parental authorization if under 18. Processing Time: The response time can be up to 60 days, and upon approval, the permit is valid for 90 days. Obtain a Schengen Entrance Visa (Type D): Visa Requirement: Depending on your country of origin, you may need a Type D visa to enter Luxembourg. Apply for this visa at least 15 days before your planned departure. Required Documents: Submit the Schengen application form, valid passport, passport-sized photos, proof of visa fee payment, evidence of financial capacity, and travel insurance. You may apply through the Luxembourg or Belgian consulate. Enter Luxembourg and Declare Your Stay: Arrival Declaration: Upon arrival, declare your presence at the local commune administration within three days. Provide your passport, temporary stay authorization, and proof of address. Obtain Residence Permit: Application: Within three months of arrival, apply for a residence permit at the Directorate of Immigration. This involves a medical examination and proof of accommodation. Fee: The residence permit application fee is approximately 80 EUR. Comply with Additional Requirements: Financial Capacity: Demonstrate sufficient financial resources to cover living expenses, which include accommodation, transportation, meals, and other costs. Luxembourgish authorities require a minimum of 80% of the current social insertion income, which is approximately EUR 1,201 per month, translating to at least EUR 860.8 monthly. This can be verified through original bank statements for the last six months, documentation of a scholarship or student loan, or proof of financial support from parents or a Luxembourgish sponsor. Health Insurance: You must have health insurance that covers your entire stay in Luxembourg. Criminal Record Check: Provide an affidavit or sworn statement of your criminal history from your home country. Parental Authorization: If you are under 18, parental authorization is required. Proof of Accommodation: Evidence of where you will be living in Luxembourg, such as a rental agreement. Language Requirements: All documents must be submitted in English, German, or French. Work Limitations: If you plan to work, understand the limitations and apply for any necessary permits. Students can work part-time up to 15 hours per week. --- Join the 100k+ Luxembourg Expats community: l Web platform: luxembourgexpats.lu iOS mobile app: apps.apple.com/gb/app/luxembourg-expats/id6450868822 Android mobile app : play.google.com/store/apps/details?id=com.luxexpats.luxexpatsmobile Subscribe to Luxembourg Expats newsletter and get latest news, local businesses, discounts, events and more to your Inbox luxembourgexpats.eo.page/subscribe Join our curated FB communities: facebook.com/LuxembourgExpats/groups

Our Partner at Luxembourg School of Business are officially enrolling for their highly coveted Summer School Program! Their intensive 2-week summer program is designed to expand your knowledge and create new networking ensuring an educational and exciting summer. We had the chance to talk to their Program Manager and bring you unique insights and perspectives. Below you will find the transcript of our interview : LE : Hello! Grateful to have had this opportunity, would you like to start off by introducing yourself and the Luxembourg School of Business to our audience? Tin : Hello, I'm Tin Rezek, the Summer School Program Manager at Luxembourg School of Business (LSB). LSB is the first and only business school in Luxembourg accredited by the Ministry of Higher Education and Research. Our school was consists of visionary academics with a proven track record of teaching in internationally acclaimed business schools. At LSB, we partner with the global business community to prepare professionals to lead and innovate in a dynamic, international market. LE : Wonderful, could you share a bit about the Summer School Program as well? Tin : The LSB Summer School Program, running from July 1st to July 12th, 2024, offers a unique opportunity to dive deep into finance and business topics in Luxembourg. This intensive two-week program combines cutting-edge classes, hands-on workshops, and engaging outdoor activities, all conducted in English. LE : What would you say is special about Luxembourg and LSB's Summer School Program as opposed to others? Tin : Luxembourg is a leading financial center with a rich cultural heritage. LSB’s summer school offers access to top-tier professors from globally ranked institutions and exclusive experiences within Luxembourg’s financial scene. Additionally, our partnership with the Zagreb School of Economics and Management (ZSEM) extends your learning journey across two European locations. LE : Great! And who is this summer school program designed for? Tin : Our summer school is designed for high school, bachelor’s, and master’s degree students, as well as young professionals. The program offers tailored courses, providing participants with insights into crucial business and finance areas. LE : What are some of the key topics or areas of study that will be covered during the two weeks? Tin : Participants can choose from the following courses: - Corporate Finance - Quantitative Methods for Business - Business Ignition Bootcamp LE : And what can students expect to learn or achieve by the end of the summer school? Tin : By the end of the program, you will have gained knowledge in your chosen subjects, developed practical skills, and earned ECTS points transferable to your home university. You will also receive a certificate from LSB, enhancing your academic and professional profile. LE : What teaching methods will be employed during the summer school? Will there be any hands-on or practical components? Tin : Our summer school employs a mix of lectures, interactive workshops, and practical sessions. We emphasize hands-on learning, ensuring that you can integrate theoretical knowledge with practical application. LE : That's exciting! What would you say are the main benefits of attending this summer school for students in their academic and professional development? Tin :  Attending the LSB Summer School provides you with specialized knowledge, practical skills, and a global network of professionals and academics, significantly boosting your academic credentials and career prospects. Along the journey you will also have a chance to meet your classmates in a bunch of amazing and interesting outdoor activities. LE : Will there be opportunities for students to network with professors, industry professionals, or peers during the program? Tin : The program includes various networking opportunities, such as welcome and farewell dinners, city tours, and extracurricular activities, allowing you to connect with professors, industry leaders, and fellow students. LE : Sounds fun - How can interested students apply for the summer school? Are there any prerequisites or specific application requirements? Tin : You can apply through our website by submitting your certificate of enrolment, a motivation letter, and a copy of your ID or passport. There are no specific prerequisites, making it accessible to all eager learners. The link to apply can also be shared (CLICK HERE ) LE : Can you share any special events or highlights planned for the summer school, such as guest lectures, field trips, or workshops? Tin :  Enjoy history tours, a weekend trip to Vanden Castle and local copper mines, and wine tastings and a boat tour on the Mosel River. These activities provide cultural enrichment and networking opportunities in a memorable setting. Bowling and other activates will be held through the program as well. LE : It sounds like the place to be for students this summer! We have one last question for you - what advice would you give to students who are considering joining the summer school? How can they best prepare to make the most out of this experience? Tin : To make the most of this experience, engage fully with both the academic content and the extracurricular activities. Participate actively in all sessions and take advantage of the networking opportunities and cultural experiences Luxembourg has to offer. LE : Thank you for your time Tin! For more information, you can visit their website at www.luxsb.lu or contact them at tin.rezek@luxsb.lu. Their team is ready to assist you with any questions and help you embark on this exciting educational journey. Join LSB Summer School and take the next step in your academic and professional journey! Get an Exclusive Discount as a LuxExpats Member! : luxembourgexpats.lu/deals/discounts/1100001643 For More Information : luxembourgexpats.lu/local-business/books-languages-learning-and-training/1100001540

Luxembourg, known for its vibrant expatriate community due to its thriving economy and international institutions, offers a diverse range of education options for expatriate families. Whether seeking international schools or local institutions with multilingual education, Luxembourg caters to various educational needs. International Schools: For expatriate families looking for an education system familiar to them, international schools in Luxembourg provide curricula such as the International Baccalaureate (IB) or follow systems like the British, American, or French educational frameworks. These schools often offer a multicultural environment and programs in English, allowing smooth transitions for globally mobile students. Some prominent international schools in Luxembourg include the International School of Luxembourg (ISL), St. George’s International School, and the European School Luxembourg. Multilingual Education: Luxembourg's unique linguistic landscape makes multilingual education a prominent feature of its educational system. The country boasts a trilingual education approach, with instruction in Luxembourgish, French, and German. Expatriate families keen on integrating into the local culture and fostering language skills for their children may opt for public schools or private institutions offering multilingual programs. Public Schools: Luxembourg's public education system is highly regarded for its quality and inclusivity. Public schools provide education in multiple languages and offer comprehensive support for non-native speakers. Expatriate families residing in Luxembourg for the long term may find public schools an excellent option for their children to immerse themselves in the local culture while receiving a high-quality education. Private Schools: In addition to international and public schools, Luxembourg features private schools catering to various educational philosophies and languages. These schools often offer smaller class sizes, specialized programs, and individualized attention, making them appealing to expatriate families seeking personalized education for their children. Considerations for Expatriate Families: When choosing an educational institution in Luxembourg, expatriate families should consider factors such as the curriculum, language of instruction, location, extracurricular activities, and the school's reputation. Additionally, understanding admission requirements, tuition fees, and availability of support services for expatriate students is essential for a smooth transition into the Luxembourgish education system. Luxembourg provides diverse education options for expatriate families, ranging from international schools offering globally recognized curricula to public and private institutions with multilingual education programs. Whether seeking to maintain continuity in their children's education or embracing the cultural and linguistic richness of Luxembourg, expatriate families can find suitable educational opportunities to meet their needs and aspirations in this dynamic European country.

Luxembourg, a vibrant European country known for its economic prowess and cultural diversity, attracts expatriates from around the globe. While its high standard of living and cosmopolitan atmosphere are appealing, understanding the legal rights and responsibilities as an expatriate is crucial for a smooth transition and integration into Luxembourgish society. Here's a comprehensive guide to help expats know their rights and obligations in the Grand Duchy. Residence and Work Permits: As an expatriate moving to Luxembourg, obtaining the necessary residence and work permits is paramount. EU citizens enjoy the freedom of movement within the European Union and typically have an easier process of establishing residency and securing employment. Non-EU citizens, however, may need to apply for specific visas and permits based on their individual circumstances and intended length of stay. Healthcare: Luxembourg boasts a high-quality healthcare system, and expatriates are often entitled to access it. EU citizens can usually benefit from reciprocal healthcare agreements, while non-EU citizens may need private health insurance to cover medical expenses. Registering with the National Health Fund (Caisse Nationale de Santé) is essential to access subsidized healthcare services. Employment Rights: Expatriates working in Luxembourg are entitled to certain employment rights and protections. These include fair wages, working hour regulations, and safety standards in the workplace. Understanding employment contracts and familiarizing oneself with Luxembourg's labor laws is crucial to ensure a fair and equitable work environment. Taxation: Luxembourg's tax system is complex, but understanding it is essential for expatriates. Income tax rates vary based on income levels and marital status, and there are various deductions and allowances available. Expatriates should familiarize themselves with their tax obligations, including any tax treaties between Luxembourg and their home country to avoid double taxation. Housing Rights: Finding suitable accommodation is a priority for expatriates settling in Luxembourg. While the rental market can be competitive, expatriates enjoy certain rights and protections as tenants. Familiarizing oneself with rental laws, lease agreements, and tenant rights is essential to ensure a smooth renting experience. Integration and Language: While Luxembourg is a multilingual country with Luxembourgish, French, and German as its official languages, English is widely spoken, especially in business and expatriate communities. However, learning at least basic Luxembourgish or French can greatly enhance integration and communication with locals. Social Security: Expatriates may be entitled to social security benefits in Luxembourg, including pensions, family allowances, and unemployment benefits. Understanding the eligibility criteria and application process is essential to access these benefits. Moving to Luxembourg as an expatriate offers exciting opportunities for personal and professional growth. However, understanding the legal rights and responsibilities is crucial for a successful transition. By familiarizing oneself with residency requirements, healthcare access, employment rights, taxation, housing regulations, language, and social security benefits, expatriates can navigate life in Luxembourg with confidence and ease.

Luxembourg, a small yet mighty country in the heart of Europe, is a blend of cultural influences from its neighbors—France, Germany, and Belgium. Known for its wealth, picturesque landscapes, and as a prominent financial hub, Luxembourg is also a melting pot of languages and traditions. For those looking to visit, move, or do business in Luxembourg, understanding local etiquette can greatly enhance your experience. Here’s a guide to help you adapt and thrive in this unique country. Language and Communication Luxembourg is a trilingual country, where Luxembourgish (Lëtzebuergesch), French, and German are all official languages. While Luxembourgish is the national language, French is commonly used in business and official communications, and German is often seen in media. English is also widely spoken, especially in business contexts. When greeting, a firm handshake is common. Friends may greet each other with three kisses on the cheeks, starting with the right cheek. Address people by their titles unless invited to use first names, as Luxembourg society values formality in initial interactions. Social Etiquette Luxembourgers value privacy and discretion in social settings. When invited to a home, it is polite to bring a gift such as chocolates, wine, or flowers. Be sure to arrive on time, as punctuality is seen as a sign of respect. During meals, keep your hands visible, resting wrists on the edge of the table. It is customary to wait until the host starts eating or toasts before you begin. Dress conservatively, especially in business settings. Casual attire is acceptable in social situations, but it’s best to err on the side of smart-casual unless otherwise specified. Business Etiquette In business, Luxembourgers are straightforward but polite, valuing brevity and clarity. Meetings are generally formal, with a clear agenda and adherence to schedules. Business cards are exchanged at the initial meeting. Make sure to have one side of your card translated into French or German, depending on whom you are meeting. Negotiations in Luxembourg are usually quite reserved, with a focus on long-term benefits and mutual respect. Decision-making can be hierarchical, so it is important to be patient and understand that senior executives may need to be consulted. Dining Etiquette When dining out, “Bon appétit” is a common phrase to express before eating. Tipping is customary in restaurants, usually around 5-10% of the bill, as service charge is often included. At someone's home, do not begin eating until the host has invited everyone to start, typically signaled by saying "Gudden Appetit." Cultural Sensitivity Luxembourg celebrates a rich array of traditions and festivals, many of which are influenced by Christian religious observances. Being respectful of these traditions, regardless of your personal beliefs, is important. The country also hosts various internationally attended events like the Schueberfouer fun fair and the Echternach dancing procession, showcasing its cultural diversity. Luxembourg is known for its strong sense of community and environmental consciousness. Demonstrating respect for nature and participating in local recycling programs and environmental initiatives can help you integrate more smoothly into the community. Conclusion Living or visiting Luxembourg calls for an appreciation of its complex cultural tapestry. By understanding and respecting local customs and etiquette, you can effectively engage with the community, whether for leisure, business, or extended stays. Luxembourg offers a unique blend of tradition and modernity, making it a fascinating country to explore and adapt to.

Living as an expatriate in Luxembourg offers a multitude of benefits, including a high quality of life, excellent healthcare, and a vibrant international community. However, navigating the tax system can be complex for newcomers.  Understanding the intricacies of taxation in Luxembourg is essential for expats to manage their finances effectively. In this comprehensive guide, we will delve into the key aspects of the tax system in Luxembourg and provide valuable tips and strategies for expatriates. Overview of the Tax System: Luxembourg operates under a progressive tax system, where tax rates increase with income. The tax system is based on both residency and source of income. Residents are subject to taxation on their worldwide income, while non-residents are taxed only on income derived from Luxembourg sources. Types of Taxes: 1. Income Tax: Luxembourg imposes income tax on individuals based on their total income. Income tax rates range from 0% to 45%, with multiple tax brackets determining the applicable rate. Various deductions and allowances are available to reduce taxable income, including for dependents, mortgage interest, and professional expenses. 2. Corporate Tax: Luxembourg is renowned for its favorable corporate tax regime, attracting many multinational corporations. The standard corporate tax rate is 15%, but certain entities may benefit from preferential rates or exemptions through special tax regimes. 3. Value Added Tax (VAT): VAT is applied to the sale of goods and services in Luxembourg at rates ranging from 3% to 17%. Certain goods and services may qualify for reduced VAT rates, such as food, books, and medical supplies. 4. Wealth Tax: Luxembourg levies an annual wealth tax on individuals based on the total value of their assets, including real estate, financial investments, and other valuables. The wealth tax rates vary depending on the total net wealth of the individual and range from 0.5% to 1.5%. Tax Planning Strategies for Expats: Residency Status: Understanding your residency status is crucial for tax planning. Expats should determine whether they qualify as residents for tax purposes based on the duration and nature of their stay in Luxembourg. Double Taxation Treaties: Luxembourg has signed double taxation treaties with numerous countries to prevent individuals from being taxed on the same income in multiple jurisdictions. Expats should be aware of these treaties to avoid double taxation and claim any available tax credits or exemptions. Optimizing Allowances and Deductions: Expatriates should take advantage of available allowances and deductions to minimize their taxable income. This includes deductions for professional expenses, contributions to pension schemes, and childcare expenses. Utilizing Tax-Advantaged Investments: Luxembourg offers various tax-efficient investment vehicles, such as life insurance policies and investment funds. Expats can benefit from these structures to grow their wealth while minimizing tax liabilities. Seeking Professional Advice: Given the complexity of the tax system, expatriates are advised to seek guidance from tax advisors or financial planners specializing in international taxation. These professionals can provide personalized advice tailored to individual circumstances and help optimize tax efficiency.  You can reach out to our Expat-Friendly Partner : ACAR - Accounting, Tax, Reporting and Advisory for further assistance! (luxembourgexpats.lu/local-business/accounting-and-tax/1100001483) In conclusion, understanding the tax system in Luxembourg is essential for expatriates to manage their finances effectively and minimize tax liabilities. By familiarizing themselves with the key aspects of taxation, utilizing available allowances and deductions, and seeking professional advice when needed, expats can navigate the tax system with confidence and ensure compliance with their obligations.

1. Introduction: Definition and Significance of Photovoltaic Installation A photovoltaic installation, more commonly known as a solar power system, represents a significant leap in the way we harness energy. At its core, this technology involves converting sunlight, one of the most abundant and renewable sources of energy on our planet, into electrical power. This process is achieved through the use of solar panels, which contain photovoltaic cells that capture solar radiation and transform it into usable electricity. The significance of photovoltaic installations extends far beyond their basic functionality. In an age where environmental concerns are paramount, these systems stand out as beacons of sustainability. They offer a clean, green alternative to traditional fossil-fuel-based energy sources, significantly reducing the carbon footprint of their users. By generating electricity without emitting greenhouse gases, they contribute markedly to the fight against climate change and the global push for a more sustainable future. The versatility and scalability of photovoltaic systems also add to their appeal. They can be installed in a variety of settings, from small residential rooftops to large-scale solar farms, and in diverse geographic locations. This adaptability makes them suitable for both urban and rural areas, contributing to energy equity and accessibility. Moreover, advancements in photovoltaic technology continue to enhance their efficiency and functionality. Innovations such as bifacial solar panels, which capture sunlight from both sides, and integrated battery storage systems are making solar power more efficient and reliable than ever before. In conclusion, the role of photovoltaic installations in today’s world cannot be overstated. They represent a critical step toward a more sustainable and economically viable future, offering a solution that benefits both the planet and its inhabitants. As technology progresses and awareness of environmental issues grows, photovoltaic installations are poised to play an increasingly important role in global energy strategies. 2. History and Development of Photovoltaic Technology Photovoltaics has its roots in the 19th century, but the dynamic development of this technology has occurred in recent decades. From simple panels to advanced systems, photovoltaics has come a long way. 3. Basic Components of a Photovoltaic Installation Each photovoltaic installation consists of several key elements: solar panels, an inverter, a mounting system, and an energy meter. Each of these components plays a vital role in the efficient functioning of the entire system. 4. How Does a Solar Panel Work? Solar panels work by converting sunlight into electricity through photovoltaic (PV) cells, commonly made from silicon. When sunlight hits these cells, it energizes electrons, creating an electric current. An electric field within the cell directs the electrons, leading to a flow of electricity. This current is initially direct current (DC) and is converted into alternating current (AC) by an inverter for use in homes and businesses. The efficiency of solar panels depends on the material and design of the PV cells. Advances in technology have led to different types of solar panels with varying efficiencies. Protective layers and anti-reflective coatings enhance durability and light absorption. The panels are typically framed in aluminum for structure and ease of installation. 5. Inverter: The Heart of the Installation In photovoltaic systems, an inverter plays a crucial role by converting the direct current (DC) electricity generated by solar panels into alternating current (AC) electricity. This conversion is essential because AC is the standard type of electricity used in homes and businesses for operating appliances and electronics. The inverter ensures that the solar power generated is compatible with the electrical grid and can be either used immediately on-site or fed back into the grid. Additionally, modern inverters often come with additional functionalities such as system monitoring, maximizing energy production, and providing safety features like automatic shutdown in case of a power outage. Therefore, this is one of the points that you need to understand to learn how a photovoltaic installation works. 6. Installation and Mounting of the Photovoltaic System The process of installing photovoltaics depends on many factors, including the choice of location and type of mounting system. Installation must be carried out by qualified professionals to ensure safety and efficiency of the system. 7. Integration with the Power Grid Photovoltaic installations can be connected to the local power grid, allowing for the exchange of surplus energy on favorable terms. This is an important economic and technical aspect of photovoltaic systems. 8. Performance and Efficiency of the Installation The efficiency of a photovoltaic installation depends on many factors, such as placement, panel type, and atmospheric conditions. Monitoring efficiency is key to optimizing system performance. 9. Maintenance and Upkeep of the System For example regular inspections and proper maintenance are essential to maintain high efficiency and longevity of a photovoltaic installation. This includes cleaning the panels and also  checking the technical condition of components. 10. Financial Benefits and Subsidies Investing in photovoltaics offers significant financial benefits, including the possibility of obtaining subsidies and tax breaks. The return on investment depends on many factors, including local conditions and energy policy. 11. Environmental Impact and Sustainable Development Photovoltaic installations contribute to reducing CO2 emissions and promote sustainable development. They represent an ecological alternative to traditional energy sources. 12. Trends and Future of Photovoltaics The photovoltaic sector is one of the fastest-growing in the energy industry. Technological innovations and increasing interest in renewable energy sources are driving its development. 13. Use Cases and Case Studies Photovoltaics find application in both private homes and industry. Case studies show the diversity of applications and benefits of this technology. 14. Challenges and Limitations of Photovoltaics Despite many advantages, photovoltaics encounter various technical and regulatory challenges. The development of this technology requires further investment and political support. 15. Conclusion: Why Invest in Photovoltaics In conclusion finally, photovoltaics offer many benefits, both economic and ecological. Knowing how a photovoltaic installation works allows you to better understand why choosing renewable energy is so important for the environment and for all of us. It is an investment in the future, shaping the way we think about and use energy. FAQ 1. How long does it take to see a return on investment in photovoltaics? The return on investment for photovoltaic systems can vary depending on the size of the installation, local energy prices, and available subsidies. Typically, homeowners begin to see a return within a few years, making it a financially sound long-term investment. 2. Does a photovoltaic installation require special maintenance? Photovoltaic installations require minimal maintenance, primarily involving regular cleaning of the panels and periodic checks of the system components to ensure everything is functioning correctly. This low maintenance requirement adds to the appeal of solar energy. 3. What are the main benefits of owning a photovoltaic installation? The primary benefits include significant savings on electricity bills, also reducing one’s carbon footprint, contributing to environmental sustainability, and increasing property value. Additionally, solar energy provides a reliable source of power and independence from the traditional energy grid. 4. What are the latest trends in photovoltaic technology? Recent trends in photovoltaic technology include the development of more efficient and aesthetically pleasing solar panels, integration with smart home technology, and advancements in energy storage solutions like solar batteries. There is also a growing focus on making solar energy more accessible and affordable for a broader range of consumers. Now that you know how a photovoltaic installation works, you can learn about available subsidies, please visit our “Funding” tab or the “KlimaBonus” website. We encourage you to contact our advisor who will present all the possibilities and tailor the installation for you. Contact us by phone: +352 661 444 831 or fill out the Contact Form

In our Featured Story Series (FSS), we connected with the Luxembourger and founder of LuxLessons, Sven Ehmann. We have a particular fondness for entrepreneurs, and today we would like to introduce you to one Sven Ehmann, who has an immense love for languages and enables people to learn Luxembourgish fast. Let's have a quick introduction about yourself. My name is Sven, I am a 28-year-old Luxembourg native from the heart of Luxembourg. As a digital entrepreneur and educator, I am proud to have founded LuxLessons.lu, a state-of-the-art online platform designed to empower students to master a substantial amount of Luxembourgish in just three months. What's your entrepreneurial journey? How did you get started with LuxLessons.lu? My journey into teaching Luxembourgish began at University, where I quickly recognized the great demand for modern, forward-thinking Luxembourgish instruction tailored to the unique language learning needs of expats residing in Luxembourg. At the time, I was pursuing a master's degree in conference interpreting for Arabic, a language I successfully mastered in just over five years. I started to contemplate how I could leverage my distinctive expertise in learning languages to facilitate the most effective and efficient way for students from all corners of the globe to acquire Luxembourgish. This lead me to start the Luxembourgish learning platform LuxLessons.lu Unlike conventional language schools that often employ a one-size-fits-all approach, my aim was to develop a teaching methodology that takes into account the specific circumstances and challenges faced by expats learning Luxembourgish. It's essential to acknowledge that, for many expats, the return on investment in learning Luxembourgish can be quite limited, and this reality should be addressed in the teaching process. What services does LuxLessons offer? Who should contact you? Anyone interested in learning Luxembourgish and getting Luxembourg citizenship. Unlike traditional options, LuxLessons.lu prioritizes practical language skills over unnecessary content. Its streamlined approach ensures rapid Sproochentest proficiency and equips you with the Luxembourgish skills that truly matter. The course ensures every moment you invest propels you towards fluency. After conquering the Sproochentest and obtaining Luxembourgish citizenship, I’m sure the robust communication skills cultivated in the course will continue to advance your language journey. And even if Luxembourgish isn't a future necessity for you (which – again – is the case for most people), you’ll have achieved a swift test success worth celebrating. What are you most proud of about LuxLessons? My most gratifying moments are those when students proudly share their amazing test results with me. It's incredibly fulfilling to know that I could contribute to simplifying and accelarating their Luxembourgish learning process and them getting the citizenship of my home country. I’m proud to help them further indulge themselves in Luxembourg’s culture and society. What are your hobbies and interests? In addition to my passion for language learning, I have a great love for basketball, world literature, geopolitics, and Arabic calligraphy. What's your favorite spot in Luxembourg? There are countless hidden gems in Luxembourg, but since I know that many expats don’t venture far beyond Ettelbruck, I'd suggest simply getting lost amid the serene landscapes of Kautebaach or Klierf and immersing yourself in the breathtaking natural beauty. Also I’d recommend the picturesque vineyards surrounding Remich. What's your top 3-recommendations for a newcomer in Luxembourg? You may get a culture shock and it may be a little cringe but go to the local parties in the centre and north of Luxembourg called “Baler” (lit. bals) or one of the “Wäifester” (wine fests) during summer in one of the wine producing towns along the Musel. In Schweidsbéng there’s one where they hook up wine to the village fountain, meaning you can literally drink wine from a fountain Most Luxembourgers speak English so it’s a great opportunity to make Luxembourgish friends which can make your settling down in Luxembourg much easier. This can otherwise be quite difficult when they sit in their public sector offices all day. It’ll also give you an additional incentive to learn Luxembourgish. What's your favorite quote? It’s from a famous 13th century persian poet and scholar called Jalāl Al-Dīn Ar-Rūmi. Translated it reads something like: Farewell only happens to those loving with their eyes. As for those loving with his heart and soul, for there will never be goodbye. )الوداع لا یقع إلا لمن یعشق بعینیھ أما ذاك الذي یحب بروحھ وقلبھ فلا ثمة انفصال أبدا( What would you say would be the recommendations of people who want to start their own business today? I’d recommend taking it step by step and not letting yourself get overwhelmed and paralysed by the entirety of the daunting road ahead. I’d also recommend making use of modern technology such as artificial intelligence, which can save a lot of time with basic tasks. If you like to reach Sven, here is where you can do just that: luxembourgexpats.lu/local-business/books-languages-learning-and-training/1100001344

We provide French trainings and consultancy services in order to develop and certificate French communicative skills for foreigners, whatever his background, level of education and economical situation. We are dedicated to help you, your employees and especially new comers in Luxembourg to feel more comfortable when using French in his/her job and daily life. We have a strong experience by providing trainings for all levels for all types of organizations: multinationals, European institutions, banks, universities, start-ups and individuals. We have a deep knowledge of the Common European Framework of reference for Languages and we focuse all our courses and evaluations. French trainings are starting soon ! ONLINE ! IN LIVE!!!! * Goal 1: Make French language accessible to everyone * Goal 2: Express oneself clearly in French * Goal 3: Promoting social inclusion through language proficiency -> Intensive and Progressive sessions (25h/ session) Register directly on our website ; https://www.allagi.lu/cours-de-francais SPECIAL PRICES ! ->  1 session booked = 475 euros -> 19 euros / hour for 25 h -> 2 sessions booked together=  850 euros -> 17 € / hour for 50h -> 3 sessions booked together=  1125 euros -> 15 € / hour for 75 h We cannot accept OLAI tickets.

As the gleaming towers and modern infrastructure define Luxembourg's contemporary landscape, it is essential not to forget the roots that nurtured its growth and prosperity. Luxembourg's industrial heritage is a testament to the country's journey from a small rural nation to a flourishing economic powerhouse. This article takes you on a captivating voyage through time, unraveling the stories of the past and the efforts to preserve this vital legacy. Steel Industry: The Backbone of Luxembourg's Economy At the heart of Luxembourg's industrial heritage lies its steel industry, which played a pivotal role in shaping the nation's identity. In the 19th and 20th centuries, steel production became the backbone of Luxembourg's economy, driving industrialization and urbanization. Iconic sites such as the blast furnaces in Belval and Differdange stand tall as enduring symbols of this era. Mining Heritage: Unearthing Treasures Beneath the Earth Luxembourg's mining heritage takes us deep underground, where generations of miners toiled to extract valuable minerals and ores. Mines like the Red Rock Region, a UNESCO World Heritage site, offer a glimpse into the challenging yet essential work of the mining community, which contributed significantly to the country's economic prosperity. Transforming the Industrial Landscape As Luxembourg transitioned into a knowledge-based economy, some of the industrial sites fell into disuse. However, rather than letting these relics fade away, the country took a visionary approach to transform them into vibrant cultural spaces. The former steel production area of Belval is now a thriving urban district with modern apartments, offices, and cultural institutions, while the Minett Park Fond-de-Gras takes visitors back in time to experience life in a mining village. Industrial Museums: Where History Comes Alive Luxembourg's industrial heritage is meticulously preserved in numerous museums scattered across the country. The National Museum of Industrial History in Rumelange and the Blast Furnace Museum in Belval offer immersive experiences, providing visitors with insights into the daily lives of workers and the technological marvels that powered the industries. Preservation and Sustainability: Embracing the Past for the Future Preserving Luxembourg's industrial heritage is not merely about nostalgia; it is about embracing the past to create a sustainable future. By repurposing industrial sites, Luxembourg showcases its commitment to sustainability, adaptive reuse, and cultural preservation. These efforts not only honor the nation's history but also contribute to community development and cultural tourism. Embracing the Future, Remembering the Past As Luxembourg continues to progress and innovate, it remains deeply rooted in its industrial heritage. The stories of hard work, resilience, and innovation shape the nation's identity and serve as a source of inspiration for future generations. By celebrating its industrial legacy, Luxembourg honors the people who built the foundations of its success and forges a path towards a brighter tomorrow. Luxembourg's industrial heritage stands as a living testament to the nation's remarkable journey from an industrial hub to a thriving center of modernity. Preserving this legacy not only fosters a sense of pride among Luxembourgers but also offers a valuable window into the past for the country's citizens and visitors alike. As Luxembourg looks towards the future, it does so with gratitude for its industrious past, knowing that the lessons learned from history will continue to guide its path to progress and prosperity.

Student life can be a whirlwind of excitement, opportunities, and growth. However, it can also bring its fair share of challenges and stressors. As the pursuit of academic achievements intensifies, so does the importance of safeguarding our mental well-being. In this fast-paced world, where deadlines loom large and expectations soar high, nurturing mental health becomes an essential key to unlocking the door to student success. Picture this: you wake up feeling anxious about an upcoming exam, your mind racing with worries about grades and what the future holds. Your heart beats faster, palms sweat, and concentration wanes. This isn't an uncommon scenario for many students. The pressure to excel academically can sometimes become overwhelming, taking a toll on our mental health. So, how can students take charge of their mental well-being and pave the way to success? Let's explore some valuable tips and strategies: Self-Care Rituals: Incorporate self-care into your daily routine. Whether it's taking short breaks during study sessions, indulging in a hobby, or spending time with friends, these little acts of kindness towards yourself can recharge your mental batteries. Stay Active: Physical activity isn't just for the body; it benefits the mind too! Engage in regular exercise or even a simple walk to release stress-busting endorphins that elevate your mood. Communication is Key: Don't be afraid to talk about your feelings. Whether it's with friends, family, or a counselor, sharing your thoughts can be cathartic and provide valuable insights and support. Time Management: Develop effective time management skills to avoid last-minute cramming and unnecessary stress. Breaking tasks into smaller, manageable chunks can make the workload feel less daunting. Mindfulness and Meditation: Practice mindfulness and meditation to be present in the moment and reduce anxiety. Simple breathing exercises can work wonders during tense situations. Balance is Everything: Strive for a healthy balance between academics, social life, and personal time. Remember, it's okay to say no when your plate is full. Seek Help: Don't hesitate to seek professional help if you find yourself struggling with your mental health. Universities often offer counseling services to support students. Limit Digital Overload: Set boundaries for screen time and digital engagement. Sometimes, disconnecting from technology can provide mental clarity. Build a Support System: Surround yourself with positive and supportive people who uplift you and encourage your growth. Celebrate Achievements: Acknowledge your accomplishments, no matter how small. Rewarding yourself for milestones achieved can boost confidence and motivation. In conclusion, nurturing mental health is not a luxury but a necessity for student success. By prioritizing our well-being, we can build resilience and cope better with the challenges that come our way. Remember, you are not alone in this journey, and it's okay to seek help when needed. Together, let's foster a culture of understanding and compassion towards mental health and create an environment where all students can thrive and succeed.

Luxembourg, the vibrant and multicultural nation at the heart of Europe, is not only renowned for its picturesque landscapes and economic prowess but also for its exceptional higher education institutions. Let's take a closer look at some of the universities that contribute to Luxembourg's educational tapestry. University of Luxembourg: As the country's main public university, the University of Luxembourg stands as a beacon of academic excellence. Offering a diverse range of programs across disciplines such as Law, Business, Economics, Sciences, and Computer Science, it provides students with a solid foundation for their intellectual growth. The university's commitment to research and innovation, coupled with its multicultural environment, cultivates a dynamic learning experience. Lunex University: Focusing on health sciences and sports management, Lunex University is a private institution that prepares students for careers in the thriving fields of health and wellness. With programs in Physiotherapy, Sport Science, and Sports Management, Lunex equips students with the knowledge and practical skills needed to excel in these dynamic sectors. Sacred Heart University Luxembourg: A branch campus of the esteemed Sacred Heart University in the United States, Sacred Heart University Luxembourg brings American-accredited degrees to Luxembourg's doorstep. With a specialization in international business and finance, the university offers programs that embrace the globalized nature of the business world, preparing students for success in an interconnected society. Miami University: Miami University, in collaboration with the Miami University Dolibois European Center (MUDEC), offers American students a unique opportunity to study in Luxembourg. Through immersive programs and courses, students gain a global perspective and firsthand experience of Luxembourg's rich cultural heritage while earning credits towards their degrees. Luxembourg School of Business: The Luxembourg School of Business (LSB) is a private institution that focuses on business education. With a commitment to experiential learning and entrepreneurship, LSB offers programs such as the Master of Business Administration (MBA) and the Master's in Entrepreneurship and Innovation. These programs nurture students' business acumen and equip them with the skills to navigate the ever-evolving global marketplace. These universities are just a glimpse into the rich educational landscape of Luxembourg. Whether you aspire to delve into law, business, health sciences, or international studies, Luxembourg's universities cater to a diverse range of interests and career paths. Apart from the academic excellence offered by these institutions, Luxembourg's universities benefit from the country's strong commitment to cultural diversity, innovation, and global collaboration. Students from around the world find themselves in a nurturing environment that encourages cross-cultural exchange and provides ample opportunities for personal and professional growth. With their prime location in the heart of Europe, Luxembourg's universities also provide students with easy access to international travel, internships, and networking opportunities. Studying in Luxembourg opens doors to a wealth of experiences and connections that extend far beyond the classroom. So, whether you're drawn to the realms of law, business, health, or international studies, Luxembourg's universities offer a world of knowledge and opportunities. Immerse yourself in a vibrant and multicultural learning environment, unlock your potential, and embark on an educational journey that will shape your future.

Throughout history and popular culture, certain animals have captured our collective imagination and left an indelible mark on society. Whether they were renowned for their heroic deeds, unforgettable performances, or unique characteristics, these famous animals have earned a special place in our hearts and memories. In this article, we will delve into the captivating stories of some of the most iconic animals in history and popular culture. Balto - The Canine Hero Balto, a Siberian Husky, gained worldwide fame for his courageous role in the 1925 serum run to Nome, Alaska. Braving treacherous blizzard conditions, Balto led a dogsled team to deliver a crucial antitoxin to combat a diphtheria outbreak. His unwavering determination and resilience saved countless lives, making him an enduring symbol of bravery and selflessness. Lassie - The Beloved Collie Lassie, the fictional Rough Collie from books, films, and television shows, touched the hearts of millions around the world. Known for her loyalty, intelligence, and ability to save the day, Lassie became a symbol of hope and inspiration. Through her adventures, she showcased the unbreakable bond between humans and their four-legged companions. Hachiko - The Faithful Dog Hachiko, an Akita dog from Japan, exemplified unwavering loyalty and devotion. Even after his owner's passing, Hachiko faithfully returned to the train station daily for nearly a decade, awaiting his return. This touching tale of dedication resonated deeply with people, and Hachiko's statue in Tokyo stands as a symbol of enduring loyalty. Harambe - The Controversial Gorilla Harambe, a Western lowland gorilla, gained international attention in 2016 when a child fell into his enclosure at the Cincinnati Zoo. While the incident sparked a contentious debate, Harambe's tragic fate generated immense empathy and raised awareness about the importance of wildlife conservation and responsible zoo practices. Mr. Ed - The Talking Horse Mr. Ed, a palomino horse, charmed audiences in the 1960s with his ability to "talk" on the television series bearing his name. His mischievous personality and witty conversations with his owner, Wilbur, brought laughter and delight to viewers, cementing his status as an unforgettable animal celebrity. Shamu - The Beloved Orca Shamu, the stage name for several performing orcas at SeaWorld, became an iconic figure in the world of marine entertainment. Through spectacular shows, Shamu showcased the intelligence and beauty of these majestic creatures, sparking both awe and controversy and igniting important discussions about the ethical treatment of marine animals.  Grumpy Cat - The Internet Sensation Grumpy Cat, whose real name was Tardar Sauce, became an internet sensation with her perpetually grumpy facial expression. Her unique appearance, caused by feline dwarfism, captured the attention of millions online, and her photos quickly went viral. Grumpy Cat's scowling face became a symbol of relatable grumpiness and spawned a multitude of memes and merchandise. Knut - The Polar Bear Cub Knut, a polar bear born in captivity at the Berlin Zoological Garden, captivated the world with his adorable antics and heartwarming story. Rejected by his mother, Knut was hand-raised by his dedicated caretakers, who became surrogate parents. His journey from a vulnerable cub to a beloved symbol of wildlife conservation touched the hearts of people worldwide, highlighting the importance of protecting endangered species and their habitats.  These animals, each with their unique qualities and stories, have left a lasting impact on popular culture and human sentiment. They remind us of the extraordinary connections we can form with animals and the power they have to bring joy, provoke thought, and invoke our compassion. 

Building a strong parent-child relationship is crucial for the healthy development and emotional well-being of children in Luxembourg. As a parent, there are various strategies you can use to establish a strong bond with your child. Spending quality time together, communicating openly and honestly, establishing clear boundaries and expectations, showing affection and positive reinforcement, and being a good role model are some of the effective ways to build a strong parent-child relationship. Quality time spent with your child can be as simple as reading a book, going for a walk, or cooking together. It's important to give your child your undivided attention during this time, free from distractions such as phones and computers. Open communication is also key in building a strong relationship. Encourage your child to express their thoughts and feelings and listen actively to what they have to say. Clear boundaries and expectations help children feel safe and secure, and it's important to establish them consistently. Showing affection and positive reinforcement helps children develop a positive self-image and builds their confidence. Finally, being a good role model helps children learn important life skills and values. In conclusion, building a strong parent-child relationship takes time and effort, but it's a worthwhile investment. A strong relationship with your child can provide a foundation for their future success and happiness. 

The Luxembourg government has introduced a new bill of law that aims to simplify and modernize the country's tax system. The bill, which is currently being debated in parliament, includes a number of measures designed to reduce the administrative burden on taxpayers and tax authorities. One of the key provisions of the bill is the introduction of a single tax return for all taxpayers. This would replace the current system, which requires taxpayers to file separate returns for income tax, wealth tax, and value-added tax. The single tax return is expected to make it easier for taxpayers to comply with their tax obligations and to reduce the workload of the tax authorities. The bill also includes measures to simplify the rules on tax deductions and exemptions. This is expected to make it easier for taxpayers to claim the deductions and exemptions that they are entitled to, and to reduce the risk of errors. In addition, the bill includes measures to modernize the tax dispute resolution system. This is expected to make it easier for taxpayers to resolve disputes with the tax authorities, and to reduce the time and cost of resolving these disputes. The introduction of the new bill is a positive step towards simplifying and modernizing the Luxembourg tax system. The measures contained in the bill are expected to reduce the administrative burden on taxpayers and tax authorities, and to improve the efficiency of the tax system. More info here: globalcompliancenews.com/2023/04/12/https-insightplus-bakermckenzie-com-bm-tax-luxembourg-new-bill-of-law-on-simplification-and-modernization-of-certain-procedural-aspects-in-tax-matters_04052023

Psychologists view intelligence through different prisms. Today, we are looking at what types of intelligence psychologists consider and what the newest addition to the list is. 1)Intelligence Quotient (IQ) 2) Emotional Quotient (EQ) 3) Social Quotient (SQ) 4) Adversity Quotient (AQ) 1. Intelligence Quotient (IQ): this is the measure of a person's reasoning ability. It is to gauge how well one can use information & logic to answer questions or make predictions & gauge short-term and long-term memory. One needs IQ to solve puzzles, maths, and memorize or recall information. 2. Emotional Quotient (EQ): this is the measure of your ability to maintain peace with others, empathize with others, communicate effectively & manage your emotions. 3. Social Quotient (SQ): this is the measure of your ability to build relationships, create a network of friends and maintain it over a long period. Daniel Goleman, author, psychologist and journalist for the New York Times, stated that “as much as 80% of adult success comes from EQ”. His research shows that people who have higher emotional and social intelligence tend to go further in life than those with a high IQ but low EQ or SQ. According to Goleman, incidences of bullying, peer pressure, behavioural problems, violence and substance abuse are reduced in schools that focus on developing their students' EQ and SQ. This in turn leads to improved academic performance and behaviour. Now there is a 4th one, a new paradigm: 4. The Adversity Quotient (AQ): is a measure of a person's ability to manage difficulties and transform obstacles into opportunities. A person who has a high adversity quotient will also have high performance. When faced with troubles, AQ determines who will give up, who will abandon their family, and who will consider suicide. So the latest research suggests that one should get exposed to other areas of life than just Academics. Given below are a few things to practice daily to Develop IQ,as well as  EQ, SQ and AQ to have a sustainable happy life. Recognise and practice character strengths, like curiosity, persistence & collaboration. Understand and manage your emotions, like fear and anger. Work in a team, listen to and appreciate each other. Understand the consequences of your actions. You may explore for more here: sacap.edu.za/blog/applied-psychology/types-of-intelligence

Are you bored starring at plain web browser? What if we tell you to add a personal dashboard which sets you on focus? Oh No! not those boring graphs / charts/ Numbers/ trend lines….let’s keep that for you to explore and let us know how did you like it? Momentum browser extension is a custom page designed for people who spend a lot of time on their web browser. chrome.google.com/webstore/detail/momentum/laookkfknpbbblfpciffpaejjkokdgca?hl=en Sharing is caring! Let us share some of the latest trending tools / technology here for others to explore!

A person working in Luxembourg typically earns around 4,150 EUR per month. Salaries range from 1,050 EUR (lowest average) to 18,500 EUR (highest average, actual maximum salary is higher). This is the average monthly salary including housing, transport, and other benefits. Salaries vary drastically between different careers. The experience level is the most important factor in determining the salary. Naturally the more years of experience the higher the wage. Generally, employees having experience from two to five years earn on average 32% more than freshers and juniors across all industries and disciplines. Professionals with experience of more than five years tend to earn on average 36% more than those with five years or less of work experience. For more info:  salaryexplorer.com/salary-survey.php?loc=1480&loctype=3

Luxembourg may be a small country on the map but its world is as vast as it could get. Over here, you are blessed with an environment culturally beautiful and distinct, a lifestyle utterly urbane, and bountiful of natural giveaways. Due to it being sandwiched between Belgium, France, and Germany, it has gleaned a lot from their cultures and has intermingled the takeaways with its own to offer a blend so exquisite in its own way. No wonder it is a postcard-perfect country for anyone who visits it. That being said, I wonder whether you knew that Luxembourg has an excellent Higher Education System. It is highly diverse and attracts students from all over the world. Most Luxembourgish universities are highly coveted in the region and have associations with the world’s best. So, if you want to experience something rich, beautiful, and intellectual, then Luxembourg makes up for a good choice. But, I cannot let you decide without giving you more inputs on what awaits you. Luxembourg may be a welcoming country but it has its own system you must take note of. I have noted down a few of those things you should know about studying in Luxembourg. 1.Highly subsidized education Exorbitant tuition fees are a common feature in European universities. However, Luxembourg offers huge relief to its students through a highly systematic subsidized higher education system. A typical tuition fee falls between €200 to €400 per semester. Moreover, there is a gradual reduction in the tuition fee with every semester. There is, however, discretion granted to universities to determine their respective fee structure for students coming from outside the European Union, but this is to be expected as those from European Union are extended concessionary treatment. 2. Top Universities in Luxembourg There are a number of universities you can consider attending. The country’s most prestigious universities are, however, the University of Luxembourg, Sacred Heart University, and Lunex University. Other universities of great repute include the BBI Luxembourg, Cass Institute, United Business Institute, and Luxembourg School of Business. All of these universities are internationally recognized and have been designated as world-class centers of education. This is evident from the fact that it is part of Bologna’s Process that is in itself a stamp of excellence on institutions. 3.The language will most likely not be a problem Another woe of international students is the language. Fortunately, you will not find many problems in Luxembourg. Over here, there are 3 official languages namely, German, French, and Luxembourgish. All of these languages are very commonly used in local life. However, lately, many universities have revised their coursework and begun administering it in English. This change has drawn significant attention from students across the globe and has contributed to the rise in the number of applications every year. 4.Scholarship opportunities No matter how much subsidized the tuition fees are, Luxembourg is not necessarily an inexpensive country. You may want to cut down on your expenses through several means, and scholarships are of course popularly opted for. While there are universities that offer their own scholarship schemes to applicants, there is a handful offered by the government. Of course, the coverage will vary from one scheme to another, so you will need to do research. A few scholarships offered are John Monash Scholarships, Postdoctoral Fellowship Programme, and Education Future International Scholarship. 5.The overall cost of living Keeping aside the tuition fee, there is quite a sum you will shell out every month on the necessities. Monthly rent for a single room apartment can cost you up to €1200. However, many universities provide for their respective accommodation facilities and rent them out to students. These accommodation facilities are less expensive and can cost up to €600. Public transport is free for everyone and is highly accessible so you can cross the transportation costs except when you are traveling first-class. Healthcare costs may add up but it is advised that you come along with health insurance to minimize the financial burden. Also, prefer eating indoors. Cook your meals and save tons of money because eating out is generally not inexpensive in the country.

Life as an expat can be a little tricky at the start: living in a totally new environment, having to make new friends, learning a different language and many others. If you are a freelancer, then getting settled will be even more challenging. Here are the reasons why. The first challenge any expat will face is connecting with new people and friends, and starting to feel like home. However, most of the friends we make are from our work circles and office colleagues. As a freelance worker, you will not have an office environment to make new friends. Therefore, making new friends will be slightly more challenging and you can feel lonely sometimes. However, this is not a red flag that should stop you from being an expat freelancer. You can always make new friends from other environments besides the office. For an instance, you can participate in community gatherings and social events to meet new people. Besides that, the language barrier will also be a hassle if you are an expat in a country that has a different primary language. Conversing with clients will be much more difficult and any client would prefer business with people that are easier to converse with. This is also not a huge problem that will stop you from being an expat freelancer. Just enroll in language courses and you will improve and be more confident in no time. This is probably the most significant barrier any freelancer, especially an expat freelancer, would face. If you are starting your career as a freelancer in a new country, just like starting freelance work in any country, you will not have many clients to begin with. You will initiate small-scale and it will take a while for it to bloom. Until your freelance work reaches a stable point, you might encounter financial struggles and hitches. If you manage to soldier through the difficult start by finding a part-time job, you can overcome the initial struggle with ease. Overall, just like any career, it will be difficult at first but everything will surely get better with time. Being an expat freelancer would mean you have to restart your freelance career, but it is only for a while. Besides, there are so many amazing things you can do as a freelance expat. As a freelancer, you can manage your schedule on your own and with that, you can find time to explore the new country and visit new places. Post your offers in Request or Offer in Luxembourg Expats Join us in Meetpeople Join Meet People | Luxembourg Expats

The school year begins on Wednesday, 15 September 2021 and ends on Friday, 15 July 2022. Autumn break (Toussaint) : From Saturday, 30 October 2021 to Sunday, 7 November 2021 Saint Nicholas Day:  Monday, 6 December 2021 Christmas: From Saturday, 18 December 2021 to Sunday, 2 January 2022 Carnival: From Saturday, 12 February 2022 to Sunday, 20 February 2022 Easter: From Saturday, 2 April 2022 to Monday, 18 April 2022 Europe Day: Monday, 9 May 2022 Pentecost: From Saturday, 21 May 2022 to Sunday, 29 May 2022 Pentecost Monday: Monday, 6 June 2022 National Day: Thursday, 23 June 2022 Summer hoildays: From Saturday, 16 July 2022 to Wednesday, 14 September 2022 For more details: School holidays and breaks | Ville de Luxembourg (vdl.lu)

Luxembourg is a beautiful country sandwiched among Germany, France and Belgium. The country has one of the highest quality of lives, second richest in the world in GDP per capita, and one of the most expat friendly nations in the world; roughly half the Luxembourg population are expats. Luxembourg boasts a thriving finance, legal, and emerging tech industry. It has an advanced economy, and only a 6% unemployment rate, which is one of the lowest. There are a number of higher education options in Luxembourg. Importantly, with a thriving job market, upon graduation in Luxembourg, most students find full-time employment with a straight-forward work permit process. In addition, to become a naturalised Luxembourg citizen, you only need 5-years of residence (reduced from 7-years). This is one of the lowest requirements in Europe to become a citizen. As a Luxembourgish, EU Citizen, one can work and travel across all the European Union countries. And Luxembourg’ passport is accepted in more than 150 countries for visa-free travel. Now, lets get to the education part. University of Luxembourg is only about 20 years old, and is also ranked 20th in the World’s top young Universities by Times Education. Following are the list of Universities to check-in for higher education. University of Luxembourg: https://wwwen.uni.lu/ European Business University: ebu.lu United Business Institutes: https://www.ubi.edu/ BBI Luxembourg: https://www.bbi-edu.eu/ Sacred Heart University, Luxembourg: https://www.shu.lu/ Luxembourg School Of Business: https://luxsb.lu/ Business Science Institute: https://en.business-science-institute.com/ LUNEX International University of Health, Exercise and Sports: https://www.lunex-university.net/ CASS European Institute Of Management Studies: https://cass.edu.eu/ European Institute of Public Administration EIPA: https://www.eipa.eu/

Luxembourg Prime Minister Bettel leaves hospital after Covid-19 treatment edition.cnn.com/2021/07/08/europe/luxembourg-bettel-covid-scli-intl/index.html Luxembourg CelebratesLuxembourg  Pride week! facebook.com/LuxembourgLetsMakeItHappen Hot summer sale by House of Comfort luxembourgexpats.lu/offers/discounts/1100001501 Belgium and Luxembourg share aircraft as part of efficency drive. euronews.com/2021/06/17/belgium-and-luxembourg-share-aircraft-as-part-of-efficiency-drive? More than 365000 people received their first dose and more than 238000 people are fully vaccinated in Luxembourg facebook.com/sante.lu

Luxembourg is a high-quality destination for higher education at the heart of Europe. Luxembourg is estimated to be the second richest country in the world (GDP per capita). Official languages are Luxembourgish, German and French. However, most professional businesses are conducted in English. Financial Services and ancillary industries are the foremost international industry managing over $3 trillion of assets (second only to the United States. Long story short, if you are into finance, legal, and ancillary functions, you are positioned for securing a job after study. Now let's take a look at the Universities available to study.University of Luxembourg - https://wwwen.uni.lu Sacred Heart University for MBA - https://www.shu.luLuxembourg School of Business - https://luxsb.luLuxembourg's population is strongly driven by the expats migration. Roughly over 40% of the 600 thousand population in Luxembourg are foreigners. The country recognises the contribution made by the expats community in Luxembourg, and are therefore expat friendly. Even though a lot of professional businesses are happening in English, French may also be the key to your success in Luxembourg. Every day work and life is in French, tax form and official documents are French (and German). If you can brush up your French skills, would be a strong advantage in the labor market. Visa and work permit rules are straight forward. You get a job, work-permit is processed. Takes time (2-3months) but its done with the support of your employer. Have a look at the Universities above and we would add more specialised schools that offer cybersecurity and life science focus areas in the due course. We hope you find this as a quick primer to get started.

Within the context of the current lockdown due to the Covid-19 pandemic The National Education Ministry has gone to considerable lengths and has met its responsibilities by putting in place a website (schouldoheem.lu) within a very short space of time. Broadly speaking, six weeks or two months of educational restrictions do not seem disastrous within a school career lasting 13 years, the NPR welcomes an initiative that allows pupils and parents to remain connected to the school system. With regard to government plans to re-open schools in May: Firstly, it is undeniable that large numbers of parents are very worried about the gradual reopening of schools in May. This is demonstrated by the fact that an internet petition demanding that schools should not be reopened on 11 May has collected 10,000 signatures in a matter of a few days. Likewise, surveys published on social media show that only 20% of voters agree with government plans and that two thirds of people believe that it is too early for children to go back to school. Secondly, the NPR is against splitting classes into two halves when pupils return to school. Splitting the classes is extremely difficult to implement for pupils, teachers, parents, schools and school management. Moreover, on/off weeks are really difficult to manage for working parents and their employers. Thirdly, the NPR believes that children up to six years of age in the first cycle in primary school should not be obliged to return to school for the rest of the school year. It would be extremely difficult for children of this age to obey safety rules, such as wearing a face-mask and social distancing. It should be the parents’ decision to decide whether children should be sent to school or schooled at home. The same goes for children with special needs who attend the “Centres de Compétences”, who, depending on their particular difficulties, will not all be able to respect the sanitary instructions. Fourthly, clear options should be put in place to protect children in families in which one member is considered to be a vulnerable person. Parents must have the right to choose homeschooling for pupils who normally attend primary, secondary or Skill centres, if medical risks for their children or other members of the family are deemed to be too great. Contact email: elteren@men.lu

No decision has been made about whether to charge EU students more to study at English universities after Brexit, the government has insisted.   They currently pay the same as those from the UK, but it has been reported fees could rise from 2021.   EU's Brexit coordinator, Guy Verhofstadt, wrote to the prime minister to warn against the move. In his letter, he said the "unique and close nature" of the UK and EU's education programmes had been a "major driver for academic excellence" and "undermining it... would deprive our younger generations".   Read more on : https://www.bbc.com/news/uk-48096278