Stories

Education
Education
Luxembourg

We spoke to Anne from "Luxembourgish With Anne"

Today at the Luxembourg Expats Stories series, we are sitting down with Anne from Luxembourgish With Anne. For many expats and newcomers, learning Luxembourgish is a key step to integrating into daily life, connecting with the local community, and preparing for the Luxembourg citizenship exam (Sproochentest). Whether it’s using simple greetings at the bakery, feeling confident at work, or passing the exam, having the right guidance makes all the difference. That’s where Anne and her story with Luxembourgish with Anne (LWA) comes in. Anne is a pioneer in Luxembourgish language coaching with LWA has become one of the most trusted names for Luxembourgish courses - from beginner foundations to advanced workplace coaching. With her unique neurolanguage and communication coaching approach, Anne has supported learners to not only pass exams but also use Luxembourgish naturally in daily and professional life. In this exclusive interview with Luxembourg Expats, Anne shares her inspiring journey, the creation of her flagship courses, and her advice for newcomers on how to embrace Luxembourgish life with confidence. Let’s get started with Anne: Anne, could you kindly introduce yourself to our community and tell us a little about your background? I was born and raised in Luxembourg, where I also completed my schooling. I worked in the financial sector, but I soon realized the work wasn’t creative or engaging enough for me. Since I’ve always loved reading and telling stories, I began sharing them in Luxembourgish, which sparked a real passion for the language. Today, I’m the CEO and founder of LWA, and a leading pioneer for Luxembourgish coaching. I work with a wide range of clients — from those preparing for the Luxembourgish language exam to acquire citizenship, to professionals who want to improve their confidence in conversation classes and to anyone who simply wants to learn Luxembourgish for their day-to-day life. What's your entrepreneurial journey? How did you get started with Luxembourgish with Anne? I started teaching Luxembourgish in 2012, first with language schools and local communes. I soon realized that learners needed more than grammar — they needed confidence and real-life communication skills. That led me to train as a neurolanguage and communication coach and to found Luxembourgish with Anne. Since then, I’ve worked with individuals and groups — from citizenship exam candidates to professionals and everyday learners — helping them communicate naturally in daily and workplace situations. I expanded into online learning with programs like From Zero to Sproochentest. And in 2025, I was honored to be nominated as the Leading Pioneer of Luxembourgish Language Coaching. Today, my mission is to make Luxembourgish learning practical, engaging, and confidence-boosting, so learners can succeed in their goals and feel comfortable using the language in real life What courses does Luxembourgish with Anne offer? Who should contact you? At Luxembourgish with Anne, we offer a full pathway of online Luxembourgish courses. It starts with A1 Foundation and A2 Consolidation, and then moves into the flagship program From Zero to Sproochentest, which prepares beginners step by step for the citizenship exam. For learners beyond the basics, I’ve developed self-study courses such as the B1.1 Verstoen a Schwätzen and the Formal and Business Language course. And for professionals who want more targeted practice, my new program Speak Luxembourgish at Work combines practice, feedback, and coaching to help them feel confident using Luxembourgish in real workplace situations. So whether your goal is the citizenship exam, integrating Luxembourgish into daily life, or using it effectively at work, there’s a program designed for you What are you most proud of about Luxembourgish with Anne? What I’m most proud of is the tangible impact Luxembourgish with Anne has on people’s lives. Since founding the school, I’ve supported thousands of learners — from citizenship exam candidates to anyone looking to gain confidence and improve their Luxembourgish, whether for work or daily life. I’ve created structured and innovative programs like From Zero to Sproochentest, the conversation classes Schwätz mat eis, and Speak Luxembourgish at Work, which are unique in Luxembourg. But what truly makes it all worthwhile is seeing learners transform uncertainty into confidence, succeed in their exams, and use Luxembourgish naturally in everyday and professional situations, knowing that our conversation classes have supported them in building strong oral skills. What are your hobbies and interests? I enjoy reading, especially about Asian culture and Luxembourgish authors, which inspires me both personally and professionally. I also love spending time outdoors, taking long walks with my dog, and balancing my vacations between life in nature in Provence and relaxing by the sea in South of France. Recently, I’ve started a new hobby — calligraphy — which allows me to focus and be creative in a different way. What's your favourite spot in Luxembourg? My favourite spot in Luxembourg is the Vallée de Pétrusse — or Péitrussdall in Luxembourgish — which has recently been completely re-designed. I love going there for a walk with my dog, it’s such a beautiful green area right in the city. Another place I really enjoy is the Brasserie Häerz, where I like to go for coffee or breakfast. The Brasserie Häerz has a lot of history, because it’s located in the city center where Tapis Hertz stood for almost 80 years. Founded in 1946, it became a well-known family business, famous for its carpets and even supplying the Grand Ducal Court. The shop closed in 2019, so the café now carries on the spirit of a real Luxembourgish institution. What's your top 3-recommendations for newcomers in Luxembourg? My top three recommendations for newcomers would be: First, take the time to explore Luxembourg’s nature — the country is small, but it’s full of hidden gems like the Mullerthal or the Moselle. Second, try the local food and cafés, from a traditional Bouchée à la reine or Kniddelen to discovering new places like café Häerz. And third — and I think this is very important — start learning a bit of Luxembourgish right away. Even just simple greetings will make you feel welcome and open doors in daily life. What's your favourite quote? My personal quote is: “When a teacher is passionate about languages, that passion becomes contagious and inspires learners to love the language too.” That’s exactly what drives my work — sharing my passion for Luxembourgish so learners not only succeed in exams or at work, but also enjoy the language in their daily lives.” Anything else interesting we should've asked? One thing I’d like to add is that I’m very proud to have been recognized as the Leading Pioneer of Luxembourgish Language Coaching 2025 by the EU Enterprise Awards. For me, this recognition is not only an honor, but also a motivation to keep innovating and supporting learners in making Luxembourgish part of their daily and professional lives. That’s a wrap. Anne’s journey with Luxembourgish with Anne (LWA) proves that learning Luxembourgish can be practical, confidence-boosting, and even enjoyable. Through innovative programs like From Zero to Sproochentest, Schwätz mat eis conversation classes, and Speak Luxembourgish at Work, Anne has made it easier than ever for learners to succeed in the Luxembourgish language exam, integrate into daily life, and feel at home in Luxembourg. For expats and newcomers, her top advice is clear: explore Luxembourg’s stunning nature, enjoy its rich food culture, and most importantly, start learning Luxembourgish early. Even a few words can make a big difference in helping you feel welcome, connected, and part of the community. With passionate educators like Anne leading the way, learning Luxembourgish isn’t just about passing an exam - it’s about unlocking opportunities, building confidence, and embracing life in Luxembourg. Learn More About Luxembourgish With Anne :  luxembourgishwithanne.lu

News

Luxembourg Employers Urged to Rethink Attitudes Toward Senior Workers

A new report by the Union des Entreprises Luxembourgeoises (UEL) highlights the underrepresentation of senior employees in Luxembourg’s workforce and calls for a cultural shift in how older workers are valued. According to the UEL’s latest employment barometer, less than half of people aged 55–64 in Luxembourg are employed, compared to nearly 70% on average across OECD countries. The organization argues that integrating more seniors into the labor market is essential amid an aging population and labor shortages. Survey results show that many employers still associate senior workers primarily with management roles and higher salaries—perceptions that discourage recruitment. Yet, UEL data reveal that many seniors are open to operational roles and have more flexible salary expectations. Another concern is employers’ limited awareness of existing incentives to hire or retain older employees. One in three recruitment professionals was unaware of such mechanisms, while a quarter considered them insufficient. Despite being viewed as reliable and stable, 80% of recruitment experts believe seniors remain undervalued in Luxembourg’s job market. The UEL stresses that improving their employment rate is not just a social necessity but also a key to sustaining economic growth. Read More : Employment of older people: the need to change mentalities | The Daily Join the community of your own - #1 home-grown LuxExpats app SignUp Free : luxembourgexpats.lu   

Education

Ancient Sharp-Toothed Whale Fossil Unearthed in Australia Sheds Light on Early Marine Predators

Australian scientists have unveiled the fossil of a prehistoric sharp-toothed whale that once prowled the oceans around 26 million years ago. The discovery, made in Surf Coast County southwest of Melbourne, reveals a fast and powerful predator about the size of a modern dolphin. The fossil, consisting of an exceptionally well-preserved skull, was found in 2019 and has now been reconstructed by researchers at Museums Victoria. According to paleontologist Ruairidh Duncan, the creature was “a small whale with large eyes and a mouth full of razor-sharp teeth,” suggesting it was a swift hunter capable of taking down sizeable prey. Described as a “shark-like version of a baleen whale”, the species belonged to a now-extinct group of early whales—distant, smaller relatives of today’s gentle filter-feeding giants. This marks the fourth known species of its kind ever discovered, underscoring its rarity and scientific importance. Co-author Erich Fitzgerald, a senior curator and paleontologist at Museums Victoria, noted that the find offers a rare look into whale evolution. “This fossil gives us a glimpse into how ancient whales grew and adapted to life in the ocean,” he said. The study, published in the Zoological Journal of the Linnean Society, deepens understanding of how prehistoric marine mammals evolved into the diverse whale species we know today. Join the community of your own - #1 home-grown LuxExpats app SignUp Free : luxembourgexpats.lu   

Europe

Lucy’s Skeleton Goes on Display in Europe for the First Time at Prague’s National Museum

For the first time in history, the world’s most famous early human ancestor, Lucy, will be displayed in Europe. The National Museum in Prague has unveiled a rare exhibition featuring the 3.18-million-year-old remains of the iconic Australopithecus afarensis, discovered in Ethiopia in 1974. The precious collection, consisting of 52 bone fragments — including teeth, skull, pelvis, and femur pieces — arrived in Prague in mid-August. The fossils have only left Ethiopia once before, during a tour of the United States between 2007 and 2013, according to museum director Michal Lukeš. He described the exhibit as a “historic moment” and praised the 60-day loan granted by the National Museum of Ethiopia as an extraordinary gesture of scientific and cultural cooperation. Alongside Lucy, visitors will also see the skeleton of Selam, a young Australopithecus child who lived about 100,000 years before Lucy and died at the age of two years and seven months. Discovered in 2000, Selam has never before left Ethiopia, making this exhibition doubly significant for both science and the public. The exhibition’s opening on Monday will be attended by Donald Johanson, the American paleoanthropologist who co-discovered Lucy, together with Czech Prime Minister Petr Fiala and Ethiopian Minister of Tourism Selamawit Kassa. The name “Lucy” famously comes from the Beatles song “Lucy in the Sky with Diamonds,” which the excavation team was listening to the night the fossils were found in the Afar region of northeastern Ethiopia on November 24, 1974. Standing less than 1.10 metres tall and weighing about 29 kilograms, Lucy was believed to have been between 11 and 13 years old at the time of her death — considered adult age for her species. Usually kept in a secure, non-public room at the National Museum of Ethiopia in Addis Ababa, Lucy’s remains are among the most valuable paleoanthropological treasures in the world. Her discovery transformed our understanding of early human evolution. “Lucy’s skeleton revolutionized science — both because of its exceptional preservation and its age,” said Abebaw Ayalew Gella, director of the Ethiopian Heritage Protection Authority. He called her and Selam “ambassadors for Ethiopia, the cradle of humanity.” Though once dubbed the “grandmother of humanity,” Lucy is now seen more as an evolutionary cousin or aunt, as her direct link to modern humans remains debated. A 2016 study suggested that she spent much of her life in trees — and may have died from a fall. Since Lucy’s discovery, numerous other ancient human relatives have been unearthed across Africa, including Ardi (4.5 million years old) and Toumaï (7 million years old). Yet, even among these prehistoric icons, Lucy remains one of the most enduring symbols of humanity’s distant origins. Her brief European appearance in Prague offers visitors a once-in-a-lifetime chance to stand face-to-face with the ancestor who forever changed how we understand where we come from. Join the community of your own - #1 home-grown LuxExpats app SignUp Free : luxembourgexpats.lu   

Education

A “Wandering Planet” Grows at Record Speed, Swallowing Six Billion Tons of Gas per Second

Astronomers have observed an extraordinary cosmic event: a free-floating “wandering planet” that is devouring gas and dust at an unprecedented rate of six billion tons per second. The discovery, made using data from the European Southern Observatory’s Very Large Telescope (VLT) in Chile and the James Webb Space Telescope (JWST), challenges our understanding of how planets and stars form — and where the boundary between the two truly lies. A Planet Without a Star The object, named Cha 1107-7626, is located about 620 light-years away in the Chamaeleon constellation. Unlike planets such as Earth or Jupiter, which orbit stars, Cha 1107-7626 drifts freely through space — a so-called “wandering” or “rogue planet.” It is estimated to be five to ten times more massive than Jupiter and between one and two million years old, still in the early stages of formation. “This is the most intense accretion rate ever observed for a planetary-mass object,” said Victor Almendros-Abad, lead author of the study and astronomer at the Palermo Observatory in Italy. “We are witnessing a growth process that looks remarkably similar to what happens in young stars.” Blurring the Line Between Planets and Stars According to Alexander Scholz, astronomer at the University of St Andrews and co-author of the study, this discovery “blurs the boundary” between planets and stars. The planet’s rapid growth is fueled by a surrounding disk of gas and dust — a structure typically found around newborn stars. Scientists observed that, during a sudden “eruption” in August 2024, the rate at which Cha 1107-7626 absorbed material increased eightfold. The process also triggered magnetic activity and changes in the disk’s chemistry, including the appearance of water vapor — phenomena previously seen only in stellar formation. “These findings suggest that some giant, planet-like objects might actually form like stars,” said Ray Jayawardhana of Johns Hopkins University, one of the study’s co-authors. “They condense from clouds of gas and dust, develop their own disks, and go through bursts of rapid growth.” A Star-Like Planet Despite behaving like a star, Cha 1107-7626 lacks the mass required to ignite nuclear fusion at its core. Over time, it will cool and fade, remaining a massive, isolated planet-like body adrift in space. “The idea that a planetary object can behave like a star is fascinating,” said Amelia Bayo, astronomer at the European Southern Observatory. “It pushes us to rethink how planetary systems evolve and what kinds of worlds might exist beyond our own.” The study, published in The Astrophysical Journal Letters, opens new perspectives on the mysterious population of trillions of wandering planets thought to drift through the Milky Way — and offers a glimpse into the complex, overlapping processes that give rise to both planets and stars. Read More : Espace: Une «planète vagabonde» connaît une croissance fulgurante - L'essentiel Join the community of your own - #1 home-grown LuxExpats app SignUp Free : luxembourgexpats.lu   

Education

Luxembourg Leads Europe in Primary School Language Learning

Luxembourg stands out in the European Union as the only country where the vast majority of primary school pupils study two or more foreign languages. According to Eurostat, 78.9% of pupils in Luxembourg were learning at least two foreign languages in 2023. However, this figure has declined slightly compared to 2013, when the rate was 83.8%, marking a drop of 4.9 percentage points. Across the EU, just 6.4% of primary pupils studied two or more foreign languages in 2023, up from 4.6% a decade earlier. This shows that while the overall trend in Europe is rising, Luxembourg continues to hold a unique leadership position, even as its own numbers have slipped. At the level of lower secondary education, Luxembourg no longer ranks at the top. In 2023, it placed 9th among EU countries, with 83.5% of pupils learning at least two foreign languages. This is a steep decline from 2013, when the rate was 100%. Elsewhere in Europe, Finland led the way in 2023 with 97.8% of lower secondary pupils learning two or more languages, followed closely by Greece, Italy, Malta, Estonia, Romania and Portugal, with shares ranging from 96.6% to 93.2%. Luxembourg remains exceptional in early education, though the data suggest a gradual decrease in intensity, while other countries are closing the gap. Know More : Luxembourg stands out for the learning of several languages in primary school - The essentials Join the community of your own - #1 home-grown LuxExpats app SignUp Free : luxembourgexpats.lu   

Education

School Phobia on the Rise Among Luxembourg’s Youth

Hospitals in Luxembourg are seeing an increase in young people suffering from school phobia, a condition marked by severe anxiety symptoms and a reluctance to attend school. Though no official figures exist on the exact number of children affected, experts warn the problem is widespread and often hidden. Panic attacks, stomach aches, headaches, tremors, and difficulty breathing are among the most common symptoms. Anxiety at the heart of the problem According to Dr. Ghazi Dali, child psychiatrist and head of the 0–13-year-old inpatient unit at the Centre Hospitalier de Luxembourg (CHL), school refusal can stem from multiple causes: family problems, bullying, social difficulties, fear of failure, or performance anxiety. Data from the Ministry of Education in 2024 showed that 30% of the 481 students monitored by the Psychosocial and School Support Center (CePAS) struggled with anxiety disorders, with pre-teens particularly affected. Demand surges at school reopening “With the start of the school year, demand for appointments is exploding,” said Dr. Dali. The CHL has eight regular beds for children with school phobia; six were already full last week. Before hospitalization becomes necessary, treatment often begins with therapy, and in some cases, medication. Many children arrive via the emergency room, where severe anxiety leaves them unable to cope with classes. Education inside the hospital For children requiring longer stays, the CHL runs morning lessons at its Kannerklinik school from 8 a.m. to 12 p.m. These sessions help maintain academic rhythm while also allowing specialists to detect potential learning difficulties. Hospitalization can last days or months, but the ultimate goal is a gradual return to regular schooling. Dr. Dali stressed the need for more resources to support this transition, such as dedicated staff to accompany children between school and hospital. “School phobia has always existed—it appears wherever there is school,” he said, while calling for better structures to ensure young patients can reintegrate smoothly and regain confidence. Join the community of your own - #1 home-grown LuxExpats app SignUp Free: luxembourgexpats.lu   

Luxembourg

Masked Protesters Denounce University of Luxembourg Outside Parliament

As lawmakers in Luxembourg reviewed an external evaluation of the University of Luxembourg, masked protesters gathered outside the Chamber of Deputies on Tuesday to voice serious concerns about the institution’s internal practices. Wearing Anonymous-style masks, demonstrators held banners reading “Yes to student housing, no to autocracy” and “Yes to academic excellence, no to harassment”. They also distributed flyers accusing the University’s leadership of abusive management, harassment, and interference in democratic processes. Protesters claimed that staff have resigned, sought transfers, or filed complaints due to alleged power abuse, while also warning that the University’s educational mission is being undermined to the detriment of both students and future employers. The protest comes amid longstanding complaints about student housing shortages, an issue repeatedly raised in public debate. Official responses The Ministry of Higher Education acknowledged the concerns but stressed that anonymous allegations fall outside its scope. It highlighted the University’s adoption of a whistleblowing policy to ensure breaches of the law can be reported securely and without fear of retaliation. The University of Luxembourg responded by noting that, while problems can arise in any institution, it has invested significant effort in strengthening internal procedures. Since 2022, protections have been reinforced through the Collective Bargaining Agreement, with multiple support channels available to staff or students facing harassment. The University also confirmed ongoing work to expand affordable student housing. While the masked demonstration was small, its accusations strike at the heart of debates over governance, accountability, and student welfare at Luxembourg’s only public university. Join the community of your own - #1 home-grown LuxExpats app SignUp Free: luxembourgexpats.lu   

Education

Luxembourg to Introduce French Literacy in Primary Schools from 2026/27

Luxembourg’s Education Minister Claude Meisch has announced that French literacy will become a standard part of the primary school curriculum beginning in the 2026/27 academic year. The reform, which will roll out in Cycle 1.2 (the second year of kindergarten), forms part of a broader strategy to promote equality, expand opportunities, and provide stronger support for children with special needs. Breaking Down Barriers in Education Currently, Luxembourgish-speaking pupils are disproportionately channelled into the country’s “classic” track in secondary education, while other language groups often face barriers. Meisch argued that introducing French literacy early will help balance opportunities and rejected claims that the reform would deepen divisions. “These divisions already exist,” he said, emphasising that the measure instead aims to create fairer pathways. This change builds on earlier reforms designed to reduce grade repetition rates. According to ministry projections, the French literacy programme could lower the number of students repeating a year by up to 25%, easing both social and academic inequalities. Addressing Infrastructure and Staffing Concerns Teachers’ unions have raised concerns about the shortage of classrooms. Meisch estimated that roughly 150 additional classrooms will be required nationwide, but stressed that municipalities must address this demand regardless, given Luxembourg’s growing population. Meanwhile, the ministry will double the number of classroom assistants for children with special needs, expanding from 50 to 100 assistants. Since the 2017 inclusion reform, specialised staff numbers have already tripled, from 645 to 1,845. Expanding French in Secondary and Vocational Education The reform also extends to secondary and vocational education. At present, 39 vocational programmes (DAPs) are available in French; from next year, all programmes will be. New tracks are also opening up, including a music section at Lycée Michel Lucius, along with “Economic Affairs” and “Data Literacy” at the École de Commerce et de Gestion (ECG). In addition, students will gain more flexibility: from 2026/27, those graduating from the classic track can opt into a one-year shortened vocational programme (DAP raccourci), while graduates from the technical track will find it easier to pursue higher education. The school leaving age will also rise from 16 to 18, in line with the government’s broader push to ensure students are better prepared for the labour market and higher studies. Strengthening Support and Modern Tools Schools with disadvantaged student populations will be assigned a second special needs teacher (I-EBS), and two new socio-therapeutic centres will open this year. Cooperation with the National Office for Children (ONE) will also be intensified to provide better family support. Finally, the ministry is drafting guidelines for the use of artificial intelligence in classrooms. The focus, Meisch said, will be on finding the right age to introduce AI tools while ensuring students continue to develop essential skills in self-expression. A Reform with Long-Term Impact This literacy reform marks the latest milestone in Luxembourg’s evolving education system. After the 2017 inclusion law significantly increased specialised support staff, the new measures aim to tackle persistent inequalities while adapting schools to a multilingual society and a digital future. Join the community of your own - #1 home-grown LuxExpats app SignUp Free: luxembourgexpats.lu 

Education

Why We Cry: The Science Behind Tears of Sadness and Joy

Humans are unique in shedding tears for emotional reasons—tears of sorrow, joy, empathy—and psychology researchers believe this behavior evolved to help us communicate, bond, and manage overwhelming emotions. Studies from Europe and elsewhere provide insight into what triggers emotional tears, what they are made of, and what purpose they serve.  What Triggers Emotional Tears Emotional tears arise when feelings become intense—whether grief after loss, overwhelming happiness (like seeing someone you love succeed), or even empathy in response to others’ suffering. Psychologists such as Ad Vingerhoets have argued that crying functions as a signal of vulnerability and a call for social support. It’s not just about sadness; strong positive emotions can also overflow into tears. What Are Emotional Tears Made Of? Not all tears are the same. There are basal tears (to keep the eyes lubricated), reflex tears (like when chopping onions), and emotional tears. Emotional tears differ chemically: they contain higher levels of stress-related hormones such as adrenocorticotropic hormone, prolactin, and natural pain-relief chemicals like leucine‐enkephalin. These components likely help the body respond to stress.  The Social and Psychological Role of Crying Crying can be deeply social. When someone cries, others often respond with empathy and support. This helps with emotional repair and draws people together. Evolutionary psychology suggests that tears may have developed because they signal need and build trust in interpersonal relationships. They serve both as a message to others and a way to process one’s own emotions. Psychologists also believe crying helps restore emotional balance. When people feel overwhelmed, tears can act like a release valve—relieving accumulated psychological pressure. Some studies show that despite the immediate discomfort tears bring, there’s often a feeling of relief afterward.  Cultural and Individual Differences How often and in what context people cry can vary greatly depending on culture, gender norms, personality, and past experiences. European studies suggest that while all humans have the capacity for emotional tears, their expression is shaped by what’s considered acceptable in their society—or by their upbringing. Know More : theguardian.com/science/2013/apr/14/why-do-humans-cry-biology?utm_source Join the community of your own - #1 home-grown LuxExpats app SignUp Free: luxembourgexpats.lu 

Education

Marguerite Krier Steps In as Luxembourg’s New School Mediator

From 4 September 2025, Marguerite Krier will officially begin her duties as Luxembourg’s new School Mediator, succeeding Lis de Pina, who is stepping down after several years in the role. Krier is no stranger to the country’s education system. Having joined the Ministry of Education in 2003, she has built up more than 20 years of experience in administrative and educational matters. This background positions her well to take over a role that has grown in importance since it was created in 2018. The School Mediator was established to give families and students an independent channel for raising concerns linked to their schooling—whether related to decisions made by schools or the ministry itself. The office acts as a neutral partner, listening to both sides and working towards solutions that strengthen trust between institutions and citizens. During her time in office, outgoing mediator Lis de Pina played a key role in building awareness of the service and demonstrating its value in the education sector. By stepping in where misunderstandings or tensions might otherwise escalate, the mediator has helped ensure that students’ voices are heard and families feel supported in navigating the school system. As Krier takes over, expectations are high that she will continue this mission while also adapting the service to new challenges in education. With digital transformation, evolving teaching methods, and increasingly diverse student needs shaping Luxembourg’s schools, her role will be crucial in keeping communication open and constructive. The Ministry of Education expressed confidence that Krier’s long-standing experience will ensure a smooth transition, and that the mediator’s office will remain a valuable pillar of support for the school community. Read More: A new school mediator - Ministry of Education, Children and Youth - The Luxembourg Government Mediation Scolaire Join the community of your own - #1 home-grown LuxExpats app SignUp Free: luxembourgexpats.lu   

News

Authorities Warn of Fake Crypto Trading Platform "TokenCore" Targeting Luxembourgers

Luxembourg’s authorities have issued a warning about a fraudulent crypto trading platform called TokenCore that is being promoted online through fabricated news articles and deceptive advertisements. The scheme promises extraordinary financial returns — such as turning an investment of €250 into thousands of euros per day — but officials have confirmed that the entire operation is a scam. The fake content, styled to resemble a legitimate news report, was designed to lure residents into trusting the platform by presenting it as a government-backed initiative. Authorities have clarified that no such project exists and that the advertisements are a sophisticated attempt to exploit investors. Scams of this nature often follow the same pattern: once a victim deposits money, they are shown manipulated dashboards suggesting high profits. However, when they attempt to withdraw funds, either the process is blocked, or they are pressured into investing even more. In the end, most victims lose all their deposits and, in some cases, expose their personal and banking data to criminals. Officials strongly advise residents to avoid clicking on suspicious links, entering personal information on unfamiliar sites, or responding to unsolicited investment offers. They also encourage citizens to immediately report any questionable content or online fraud attempts to law enforcement. The warning comes at a time when crypto-related scams are surging across Europe. Fraudsters increasingly rely on professional-looking websites, fake endorsements, and impersonation of public institutions to mislead users. Luxembourg authorities have stressed that promises of guaranteed, quick, and unusually high profits are a clear red flag. By raising awareness, they hope to prevent residents from falling victim to what they describe as a dangerous scheme with potentially severe financial consequences. Join the community of your own - #1 home-grown LuxExpats app SignUp Free: luxembourgexpats.lu     

Education

Luxembourg Space Agency Launches First Educational Comic Book to Inspire Future Space Explorers

In a novel blend of creativity and education, the Luxembourg Space Agency (LSA) has released its first-ever comic book, “À la recherche d’un Luxonaute”, aiming to ignite young imaginations and inspire the next generation of space professionals. Introduced on July 16 during the Space Afternoon event at Luxembourg’s pavilion at Expo 2025 in Osaka, Japan, the comic was unveiled in the presence of the Hereditary Grand Duke and Minister Stéphanie Obertin. In a gesture marking strong space-sector collaboration, a special Japanese-language edition was also presented. Developed through a collaboration with renowned scriptwriter Lucien Czuga (creator of Superjhemp) and artist Dan Altmann, the comic fuses rich humor and cultural references with a compelling narrative. It follows Renya, a spirited young fox who is the great-great-great-granddaughter of the legendary Renert. Set in 2048, the story centers on her adventurous journey to become the first Luxembourger to travel to Mars. Alongside her adventurous friend Dixx, Renya embarks on trials and training grounded in real astronaut preparation, keeping readers captivated until the final reveal of which character will become the first “Luxonaut.” Economy Minister Lex Delles lauded the initiative as more than a technological outreach—it’s a powerful tool to engage youth and cultivate home-grown talent. He emphasized that by piquing curiosity early, Luxembourg can shape the space pioneers of tomorrow. The comic will be officially presented in Luxembourg during the International Comic Festival in Contern on July 19, with the authors Lucien Czuga and Dan Altmann available for signing on both July 19 and 20. From July 21 onward, it will be available nationwide in bookstores and newsstands for €19. Read More : "In search of a Luxonaut", the first comic strip from the Luxembourg Space Agency - The Luxembourg Government Join the community of your own - #1 home-grown LuxExpats app SignUp Free: luxembourgexpats.lu   

Education

Luxembourg Tops EU with 52% International Students in Higher Education

Luxembourg has earned the distinction of hosting the highest proportion of international students in higher education in the European Union, with over 52% of its university population coming from outside the country. This remarkable figure highlights Luxembourg’s growing global appeal in academia and underscores its position as an educational hub in the heart of Europe. Several factors contribute to Luxembourg’s attracting such a large number of foreign students. The nation’s universities, led by the University of Luxembourg, offer a highly international experience marked by multilingual programs—commonly taught in English, French, German, and Luxembourgish. The country’s small size and cosmopolitan outlook make it a natural destination for students seeking a diverse environment and the chance to interact with classmates from around the world. Furthermore, Luxembourg’s central European location and its vibrant business and research sectors foster strong international partnerships. This not only enhances student life but also translates to excellent career prospects for graduates in finance, technology, and international law, among other fields. The appeal is enhanced by straightforward visa procedures and high acceptance rates—making it easier for foreign students to pursue studies there. According to Eurostat, 52.3% of Luxembourg’s tertiary level students are international, significantly ahead of Malta (30%) and Cyprus (22%), the next closest EU countries. For advanced degrees, the figures are even higher: over 76% of Master’s students and 91% of doctoral students in Luxembourg originate from abroad. The University of Luxembourg itself registers around 6,700 students, with international students dominating nearly every degree level, in a landscape that is strongly geared toward cross-border exchange and collaboration. In sum, Luxembourg’s universities have created an environment where diversity, international mobility, and advanced research are truly at the forefront—making the country the top choice in the EU for students from all corners of the globe. Eurostat’s official mobility data provides detailed statistics and comparisons across all EU member states.europa+1 Read More: Country has EU’s highest proportion of foreign students 8.4% of tertiary students in the EU came from abroad - News articles - Eurostat Join the community of your own - #1 home-grown LuxExpats app SignUp Free: luxembourgexpats.lu   

News

Luxembourg’s CSSF Aligns Financial Sector Rules with EU DORA for Enhanced Digital Resilience

Luxembourg’s financial sector is entering a new era of digital security and resilience. The country’s financial regulator, the Commission de Surveillance du Secteur Financier (CSSF), has introduced a series of updated circulars to bring local regulations in line with the European Union’s Digital Operational Resilience Act (DORA). These changes are set to strengthen how financial institutions in Luxembourg manage digital risks, respond to cyber incidents, and work with third-party technology providers. What Is DORA and Why Does It Matter? DORA, which came into force across the EU in January 2025, is a landmark regulation aimed at ensuring that all financial entities-from banks and investment firms to payment service providers-are prepared to withstand and recover from digital disruptions. The regulation sets out clear expectations for managing ICT risks, reporting major incidents, and overseeing third-party technology providers. For Luxembourg, aligning with DORA means adopting a unified, EU-wide approach to digital resilience. Key Changes Introduced by CSSF Updated ICT Risk Management The CSSF has revised its existing guidance on ICT and security risk management. Now, DORA-covered entities will follow the new EU-wide requirements, while non-DORA entities will continue under the CSSF’s earlier framework. Payment service providers, in particular, will need to adapt to new guidelines that emphasize regular ICT risk assessments and robust reporting mechanisms. Streamlined Incident Reporting One of the most significant changes is the introduction of a harmonized process for reporting major ICT-related incidents and significant cyber threats. Financial institutions are now required to notify the CSSF of incidents using new dedicated forms through the CSSF’s eDesk portal. This replaces previous fragmented reporting practices and ensures that all critical incidents are captured in a consistent manner. Revised Outsourcing and Third-Party ICT Service Rules The CSSF has also updated its rules for outsourcing and third-party ICT services. DORA entities must now comply with new requirements for managing relationships with technology providers, including maintaining an up-to-date register of all critical outsourcing arrangements and notifying the CSSF of any significant changes. There is also a renewed focus on cloud computing, with obligations such as appointing a cloud officer and ensuring that cloud services are properly authorized. How Will These Changes Affect Financial Institutions? For financial institutions in Luxembourg, these updates mean it’s time to take a closer look at existing digital risk management frameworks and ensure they meet the new standards. This could involve updating internal policies, renegotiating contracts with technology providers, and training staff on new incident reporting procedures. For example, consider an investment firm that relies on a cloud provider for its trading operations. Under the new rules, the firm must ensure its outsourcing agreements include all necessary clauses and maintain a detailed register of the arrangement. If a cyber incident disrupts trading, the firm is now required to notify the CSSF promptly using the new reporting forms. Actionable Steps for Compliance Review and update ICT risk management policies to align with DORA requirements. Implement new incident detection, response, and reporting procedures. Update outsourcing contracts and maintain a detailed register of critical ICT arrangements. Train staff and management on the new rules and reporting processes. Regularly test digital resilience through drills and scenario planning. The CSSF’s move to align with DORA marks a significant step forward for Luxembourg’s financial sector. By adopting these new standards, financial institutions will be better prepared to handle digital threats and disruptions, ensuring greater stability and trust in the market. Now is the time for firms to review their processes, close any compliance gaps, and invest in building a more resilient digital future. --- Join the Luxembourg Expats community, sign up free luxembourgexpats.lu Connect Explore Live 

Life & Style

Drones Can Deliver Supplies on Mount Everest This Year, and It May Change Climbing Forever

A New Chapter on the World’s Highest Peak This year, Mount Everest is seeing a dramatic shift. For the first time, drones are being used to deliver supplies and remove waste, transforming how expeditions operate and making the climb safer for everyone involved. The days of Sherpas risking their lives carrying heavy loads through dangerous icefalls may soon be behind us. How Drones Are Helping on Everest Drones are now delivering crucial gear—like ladders, ropes, and oxygen tanks—directly to the most hazardous sections of the mountain. The journey from Base Camp (5,364 meters) to Camp One (6,065 meters) usually takes Sherpas six to seven hours on foot. With drones, the same trip is completed in just six to seven minutes. This not only saves time but also reduces the risks Sherpas face from avalanches and collapsing ice. Airlift Technology, a Nepalese drone startup, is leading this effort. Their drones, some donated by DJI, can carry up to 30 kilograms (about 66 pounds) per trip, though loads are often kept lighter for safety. Sherpas guide the drone operators by sending coordinates for where supplies are needed, and the drones fly in the equipment. This way, Sherpas can focus on route setting and guiding climbers, not hauling heavy loads. Real Impact: Safety, Speed, and Cleanliness The results are already impressive. In early tests, drones removed around 500 kilograms (over 1,100 pounds) of garbage from Camp One to Base Camp, requiring more than 40 flights. This helps keep Everest cleaner and reduces the environmental impact of climbing. For Sherpas, the benefits are huge. Drones cut the time and danger involved in supply runs, letting them concentrate on their expertise and reducing their exposure to life-threatening hazards. With fewer trips needed through the treacherous Khumbu Icefall, the risk of fatal accidents drops significantly. While the technology is promising, there are still hurdles. Each drone costs around $70,000, and operating them at high altitude is expensive—everything from charging batteries to food and lodging at Base Camp adds up. The harsh weather and thin air present technical challenges, too. Still, the potential for drones to save lives and preserve the mountain’s environment is driving more investment and innovation. The Nepalese government and expedition companies are now scaling up drone use for the 2025 climbing season. There’s hope that, as drones take on the most dangerous tasks, more Sherpas will stay in the profession, and Everest expeditions will become safer and more sustainable. What This Means for Future Climbers If you’re planning an Everest climb, here’s what you can expect from this new era: Faster, safer delivery of essential gear and emergency supplies Cleaner camps, with drones removing waste more efficiently More Sherpas focusing on guiding and safety, not just carrying loads The mountain will always be a challenge, but with drones, the risks are lower and the impact on Everest’s fragile environment is reduced. Technology is helping climbers and Sherpas alike, making the world’s highest peak just a little bit safer for everyone. Connect, Belong, Thrive: Your Expat Community in Luxembourg - Sign Up Free! luxembourgexpats.lu

Education

How Ancient India Lost Millions Of Books: Causes, Fate, and What Remains

India’s ancient civilization was once home to a vast treasure trove of knowledge—millions of handwritten books and manuscripts covering everything from philosophy and science to medicine and literature. Sadly, most of these works have vanished over time. Let’s break down how this happened, where these books might be now, and what can be done about it. Why and How Were So Many Books Lost? 1. Invasions and Destruction
One of the biggest reasons for the loss was the destruction of major libraries and universities during invasions. For example, when Nalanda University was attacked in the 12th century, its massive library was set on fire and burned for months. Similar fates befell other centers of learning. These attacks were often aimed at erasing local culture and knowledge. 2. Fragile Materials and Natural Decay
Most ancient Indian books were written on palm leaves or birch bark, which don’t last long in India’s hot and humid climate. Without constant copying and care, these materials simply decayed over time. While oral traditions helped preserve some knowledge, many works were lost before they could be written down or copied. 3. Colonial Era and Looting
During the colonial period, especially under British rule, many valuable manuscripts were taken out of India. Some ended up in museums and libraries in Europe, while others disappeared into private collections. This led to a further drain of India’s literary heritage. 4. Neglect and Lack of Preservation
Over the centuries, changing priorities, lack of resources, and simple neglect meant that many manuscripts were forgotten, misplaced, or left to rot in poorly maintained libraries. Where Are These Lost Books Now? • Destroyed Forever: Many books, especially those burned in attacks, are gone for good. Their contents survive only in references or quotes in other works. • Hidden or Undiscovered: Some lost texts might still exist, tucked away in private homes, remote monasteries, or forgotten corners of old libraries. • In Foreign Collections: A significant number of manuscripts are now in foreign museums and libraries, sometimes resurfacing after decades or centuries. • Rediscovered Locally: Occasionally, “lost” works are found in Indian libraries or private collections, showing that not all hope is lost. Real-Life Examples • The burning of Nalanda University’s library wiped out millions of books in a single event. • Some rare manuscripts thought lost have been found in foreign libraries and returned to India. • Rediscoveries in Indian libraries, like ancient commentaries or scientific texts, still happen from time to time. What Can Be Done? • Preserve and Digitize: Support efforts to digitize and preserve surviving manuscripts so they’re not lost to time. • Promote Awareness: Encourage education about India’s ancient knowledge, not just its religious texts. • Repatriate Manuscripts: Advocate for the return of Indian manuscripts from foreign institutions. • Share and Protect: If you or your community have old manuscripts, consider donating them to libraries or digitization projects. In a Nutshell India lost millions of ancient books due to invasions, decay, colonial looting, and neglect. While many are gone forever, some survive in foreign archives or hidden collections, and a few are still being rediscovered. Preserving what remains is a shared responsibility for all of us.

Education

Kindergarten

🐣 LES POUSSINS, in addition to the 2-4 year old nursery group, is also a kindergarten for children from 4 to 6 years with a French pre-school program.  🏡 In our facility, we create a warm, family and safe environment where your child can grow, learn and thrive at his or her own pace. It will be in a small group, both during school periods and during the day-care centre, also organized on site. 👩‍🏫 Our passionate and caring kindergarten teachers put in place appropriate teaching methods to accompany each child in: • The acquisition of the first mathematical tools, • Initiation to writing and speaking in all its forms, • Exploring our world, • Discovering art and culture, etc. 🎲 Through fun activities, educational workshops and rewarding outings, your child will discover the world while developing his creativity, curiosity and team spirit. 💞 At LES POUSSINS, learning is done in joy, pleasure and respect for each other. Every day is a unique adventure, allowing each child to build confidence and establish their first social ties. 💬 We also attach great importance to communication with parents, in order to ensure a personalized and serene follow-up of the child’s schooling, while helping him to prepare himself as well as possible for his entry into primary school. 👶Choosing the Les Poussins kindergarten, it is offering your child a solid start in school life, reassuring, joyful and rich in discoveries ! We are waiting for you to take a tour of our establishment and allow you to discover everything we offer for your child’s future.

Resources

Mastering Local Lingo: Essential Phrases for Expats in Luxembourg!

Moving to Luxembourg as an expat can be an exciting and enriching experience. With three official languages—Luxembourgish, French, and German—navigating daily life can be easier if you familiarize yourself with essential phrases in each language. Here’s a guide to key expressions that will help you settle in smoothly. Luxembourgish Phrases Luxembourgish (Lëtzebuergesch) is the national language and widely spoken in daily conversations. Knowing some basic phrases will help you integrate better. Moien! – Hello! (A common greeting) Wéi geet et Iech? – How are you? Ech sinn en neien Awunner. – I am a new resident. Kënnt Dir mir hëllefen? – Can you help me? Wéini fiert den nächste Bus? – When does the next bus leave? Wat kascht dat? – How much does this cost? Ech hätt gär ee Kaffi, wannechgelift. – I would like a coffee, please. Merci! – Thank you! French Phrases French is the dominant language in administration, business, and restaurants. A basic grasp of French will be highly beneficial. Bonjour! – Good morning/Hello! Parlez-vous anglais? – Do you speak English? Je voudrais commander un café, s’il vous plaît. – I would like to order a coffee, please. Où se trouve la gare? – Where is the train station? Pouvez-vous m’aider? – Can you help me? Combien ça coûte? – How much does this cost? Merci beaucoup! – Thank you very much! German Phrases German is used in the legal system and is commonly spoken in professional settings. Guten Tag! – Good day! Können Sie mir helfen? – Can you help me? Wie viel kostet das? – How much does this cost? Wo ist die nächste U-Bahn-Station? – Where is the nearest subway station? Ich spreche nur ein wenig Deutsch. – I speak only a little German. Danke schön! – Thank you very much! Useful Everyday Expressions Regardless of the language, some expressions are universally useful: Excusez-moi! (French) / Entschëllegt! (Luxembourgish) / Entschuldigung! (German) – Excuse me! S’il vous plaît (French) / Wann ech gelift (Luxembourgish) / Bitte (German) – Please. Ja (German & Luxembourgish) / Oui (French) – Yes. Nee (Luxembourgish) / Nein (German) / Non (French) – No. Conclusion Learning a few key phrases in Luxembourgish, French, and German will significantly ease your transition to life in Luxembourg. While many Luxembourgers speak English, making an effort to use the local languages will be greatly appreciated and can help you feel more at home in this multicultural country. Keywords : Luxembourg expat guide, essential phrases Luxembourg, Luxembourgish language basics, French phrases for expats, German phrases for expats, moving to Luxembourg, expat life in Luxembourg, learning Luxembourgish, Luxembourg travel tips, multilingual Luxembourg, everyday phrases Luxembourg, expat survival guide Luxembourg, Luxembourg expat tips, speaking Luxembourgish, living in Luxembourg

Resources

Expats’ Guide to Tax Prep for the New Year in Luxembourg!

As the New Year unfolds, expats in Luxembourg face an excellent opportunity to organize their financial matters and prepare for the upcoming tax season. Navigating the Luxembourgish tax system can seem daunting, but with the right knowledge and preparation, you can ensure a smooth and stress-free process. This guide provides essential tips and insights to help expats manage their taxes effectively. You can also consult ACAR-Accounting, our expat-friendly partner here : shorturl.at/IUtgT Understanding the Luxembourg Tax System Luxembourg operates a progressive income tax system, meaning your tax rate increases as your income rises. Taxes are categorized into classes based on your marital status, dependents, and residency: Class 1: Single individuals without dependents. Class 1a: Single individuals with dependents. Class 2: Married couples or civil partners filing jointly. Expats who reside in Luxembourg for more than six months in a tax year are considered tax residents and must declare their worldwide income. Non-residents, on the other hand, are only taxed on Luxembourg-sourced income. Key Dates and Deadlines Tax Year: Aligns with the calendar year (January 1 to December 31). Filing Deadline: Generally, tax returns must be submitted by March 31 of the following year. Extensions may be requested if needed. Advanced Payments: If you’re self-employed or have additional sources of income, ensure you’ve made any required advance payments to avoid penalties. Documents You Need To file your taxes, gather the following essential documents: Proof of residency and identity (e.g., ID card, residence permit). Employment income statements (“fiches de salaire”) from your employer. Bank account statements for taxable interest or dividends. Proof of deductible expenses, such as childcare costs, insurance premiums, or mortgage interest. Receipts for charitable donations eligible for tax deductions. Tax Deductions and Credits Luxembourg offers various tax deductions and credits that expats can leverage: Work-Related Expenses: Certain professional expenses may be deductible. Housing Benefits: Mortgage interest and rental payments might qualify for deductions. Family Allowances: Parents can claim benefits for children’s education or childcare expenses. Pension Contributions: Contributions to a pension scheme may reduce taxable income. Charitable Contributions: Donations to approved organizations are tax-deductible. Using the Luxembourg Tax Portal The MyGuichet.lu platform is a vital resource for expats. It allows users to: File tax returns online. Access tax notices and correspondence. Calculate estimated taxes using online tools. Ensure you have a valid LuxTrust certificate to access this platform securely. Getting Professional Assistance For many expats, hiring a tax advisor or accountant can simplify the process. Tax professionals can: Help identify eligible deductions and credits. Ensure compliance with Luxembourg’s tax laws. Assist with cross-border tax implications if you’re earning income in multiple countries. Cross-Border Tax Considerations Expats working in Luxembourg but living in neighboring countries (e.g., France, Belgium, or Germany) must understand their unique tax obligations. Bilateral tax treaties exist to prevent double taxation, but proper documentation and filing are crucial to benefit from these agreements. Common Mistakes to Avoid Missing Deadlines: Late filings can result in penalties and interest charges. Incomplete Documentation: Ensure all necessary documents are accurate and complete. Overlooking Deductions: Familiarize yourself with all possible deductions to reduce your tax burden. Ignoring Cross-Border Rules: Mismanaging cross-border income can lead to complications. Planning Ahead for the Next Tax Year Start 2024 on the right foot by implementing these proactive strategies: Maintain organized records of all income and expenses throughout the year. Regularly review updates to Luxembourg’s tax regulations. Adjust your withholding taxes if your circumstances change. Conclusion Tax preparation may seem complex for expats in Luxembourg, but with proper planning and resources, it becomes manageable. By staying informed and seeking assistance when needed, you can navigate the system efficiently and make the most of available benefits. Make this tax season stress-free and take control of your financial future in the Grand Duchy. Keywords : Luxembourg tax guide, expat tax preparation Luxembourg, Luxembourg tax system, tax tips for expats, Luxembourg tax deadlines, expat tax deductions Luxembourg, filing taxes in Luxembourg, Luxembourg tax classes, tax benefits for expats Luxembourg, cross-border taxes Luxembourg

Education

Exclusive Interview with Prof. Rejko KRÜGER on the Brain Coach App and Dementia Prevention!

Welcome to the LuxExpats Interview Series! Today, we speak with Prof. Rejko Kruger, a leading expert in neuroscience and dementia prevention, about how tools like the PDP Braincoach App are revolutionizing brain health! Luxembourg Expats: Professor KRÜGER, welcome to the Luxembourg Expats interview series. Luxembourg Expats is a community for expats in Luxembourg. We bring together local businesses, services, and people for a happier and easier life in Luxembourg, reaching about 100,000 expats through our various channels. We are delighted to welcome you to the interview series. Today, we are going to talk about yourself, dementia, and also the Brain Coach app. Welcome! Professor Rejko KRÜGER: Thank you very much. My name is Rejko KRÜGER. I'm a neurologist by training, and I came to Luxembourg more than 10 years ago as a professor for clinical and experimental neuroscience. In the meantime, I’m also the Director for Transversal Translational Medicine at the Luxembourg Institute of Health. My work allows me to focus on neurodegenerative diseases and movement disorders, creating a translational pipeline that connects fundamental research, clinical research, clinical studies, integrated healthcare, and prevention of neurodegenerative diseases. Luxembourg Expats: That’s fantastic. So, 10 years ago, you joined Luxembourg. You are part of the expat community here. Before we jump into your work, tell us how Luxembourg happened at that time. Professor Rejko KRÜGER: It was an opportunity to come to Luxembourg. You may know that the research environment here is still developing, and the university was quite new at that time. In fact, I’ve accompanied almost half of the University of Luxembourg’s lifespan, as it’s just over 20 years old now. At that time, Professor Rudi Balling had founded the Luxembourg Centre for Systems Biomedicine, and he needed someone to connect research to healthcare, ensuring that discoveries could impact patient care. I found that challenge very attractive. At the time, I was working in Tübingen, Germany, at the university clinic and the Hertie Institute for Clinical Brain Research. The opportunity to bring academic knowledge into a developing medical education and healthcare system in Luxembourg was compelling. Luxembourg Expats: So, you’ve been part of this development alongside the university. What have been the key developments over the last 10 years since you joined? Professor Rejko KRÜGER: The major development has been creating an interdisciplinary spirit and inter-institutional collaboration, which generated critical mass around key topics. At the time, we were able to establish the National Centre for Excellence in Research on Parkinson’s Disease, funded by the national funding agency. This brought together the University of Luxembourg, the Luxembourg Institute of Health, the Laboratoire National de Santé, the Integrated Biobank of Luxembourg, and hospitals like the CHL, where we founded the first Parkinson’s Research Clinic. This initiative invited people with Parkinson’s and healthy controls from Luxembourg and the greater region to join our research. This collaboration became a model for advancing other diseases and research areas. Luxembourg Expats: That’s incredible. Silos are a common challenge in research. It’s great to hear how integration can lead to meaningful results. Today, we’re going to talk about dementia and the Brain Coach app. Can you tell us about the origins of the app and how it came about? Professor Rejko KRÜGER: Certainly. To give some context, the National Centre for Excellence in Research allowed us to advance our understanding of neurodegenerative diseases. However, we always aimed to impact everyday healthcare experiences. One significant initiative was piloting an integrated care network for Parkinson’s Disease, called ParkinsonNet, benchmarked from the Netherlands. This evolved into an integrated neurodegenerative disease management system in Luxembourg. I’ve also been coordinating the National Dementia Plan, focusing on prevention. We invite people with mild cognitive impairments to undergo neuropsychological assessments and map their individual risk factors. Research has identified 14 modifiable risk factors for dementia. Addressing these could prevent up to 45% of all cases. The Brain Coach app emerged as a tool to act earlier. Many of these risk factors are best addressed in midlife. We partnered with Maastricht University in the Netherlands to adapt their Brain Coach app to Luxembourg. It’s available in French, German, and English, and provides a personalized approach to raising awareness and encouraging small, impactful lifestyle changes. The app is free and available on Google Play and the App Store. Luxembourg Expats: That’s impressive. Let’s take a step back. Talk to us about dementia—the scale of the problem globally and in Luxembourg. When should someone start thinking about it? Professor Rejko KRÜGER: Dementia is a global challenge. As we age, the risk of neurodegenerative diseases like dementia and Parkinson’s increases. Globally, the number of people affected is growing. For example, the number of people with Parkinson’s will double in the next 20 years, and Alzheimer’s cases are also on the rise. Early signs of dementia often include forgetfulness. We encourage anyone with concerns to talk to their general practitioner, who can refer them to our dementia prevention program. This program provides neuropsychological testing and lifestyle recommendations to slow or prevent progression. Luxembourg Expats: What age should people start thinking about prevention? Is it in their 30s, 40s, or later? Professor Rejko KRÜGER: Research shows that the processes leading to dementia often start 10 to 20 years before diagnosis. For example, Alzheimer’s can be detected through specific markers in cerebrospinal fluid or blood years before symptoms appear. This means prevention should begin in midlife. Education is a key modifiable risk factor. Longer formal education reduces dementia risk. Cognitive and social activities also help by building brain reserve capacity. Luxembourg Expats: For someone new to the app, can you explain the user journey from signing up to daily use? Professor Rejko KRÜGER: The app is personalized. Users start by entering their name and contact details, which are data-protected. They complete an initial questionnaire to map potential risk areas. Based on this, users receive daily “nuts,” which are tasks, quizzes, or challenges tailored to their profile. For example, users might be asked to cook a healthy recipe, go on a hiking tour, or learn about evaluating food labels. Each identified risk factor is addressed with 15 unique nuts. The app encourages small, impactful lifestyle changes. Luxembourg Expats: What’s the current status of the app? Are people using it? Professor Rejko KRÜGER: We’ve received positive feedback across language groups and are currently in a stepwise launch. We’re refining the app based on user feedback and plan to release revised versions as new research emerges. Each update will integrate the latest findings on modifiable risk factors. Luxembourg Expats: Can you highlight a few modifiable risk factors? Professor Rejko KRÜGER: Healthy eating is crucial, such as the Mediterranean or Northern European diets with more fish. Social integration is another key factor—attending events, going to the cinema, or engaging in group activities helps prevent dementia and combats depression, which is also a risk factor. Luxembourg Expats: That’s fascinating. Thank you for sharing your insights and this impactful work. The Brain Coach app sounds like an excellent tool for promoting awareness and prevention. 🎥 Watch the Full Interview Here : youtu.be/JqJXGPY3CvQ?feature=shared 🧠 Learn More About The BrainCoach App Here : shorturl.at/3qCjn 🌟 Stay Tuned for More Interviews, Webinars, and Events! Keywords : Brain Coach app, Prof Rejko KRÜGER, dementia prevention, Luxembourg Expats, neurodegenerative diseases, Parkinson's research, National Dementia Plan, modifiable risk factors, healthy lifestyle, Mediterranean diet, social integration, personalized healthcare, Maastricht University, integrated care network, neuropsychological assessment, Alzheimer's prevention.

Entertainment & Arts

Must-See Museums in Luxembourg for Expats!

Luxembourg, though small, is rich in culture and history, offering a variety of museums that expats should explore to gain a deeper understanding of their new home. Here are some of the top recommendations: 1. Musée National d’Histoire et d’Art (MNHA) Located in the heart of Luxembourg City, the National Museum of History and Art is a treasure trove of art, archaeology, and cultural heritage. The museum houses extensive collections, from prehistoric artifacts to contemporary art, making it a must-see for anyone wanting to learn about Luxembourg's deep-rooted history. Highlights: Archaeological artifacts, medieval and Renaissance art, and modern Luxembourgish art. 2. Mudam Luxembourg (Musée d’Art Moderne Grand-Duc Jean) Mudam is Luxembourg’s premier museum for contemporary art, housed in a stunning building designed by renowned architect I.M. Pei. The museum features innovative exhibitions that appeal to modern art enthusiasts, with collections ranging from paintings and sculpture to digital media and installation art. Highlights: Cutting-edge contemporary exhibitions, with a focus on international and Luxembourgish artists. 3. Musée Dräi Eechelen Located in Fort Thüngen, the Dräi Eechelen Museum offers a deep dive into Luxembourg’s military history. The museum’s exhibitions trace the country's journey from a fortified stronghold to its modern, peaceful identity. It also provides incredible views of the surrounding landscape from the fort. Highlights: Luxembourg’s military past, exhibitions on the evolution of the city’s fortifications, and views from the fort. 4. Luxembourg City History Museum This museum tells the story of Luxembourg City’s growth from a medieval fortress town to the vibrant European capital it is today. The museum is built into a series of restored historic buildings, and its exhibitions explore urban development, architecture, and daily life throughout the centuries. Highlights: Historical evolution of Luxembourg City, interactive exhibits, and architectural features of the museum itself. 5. Musée National d’Histoire Naturelle (Natur Musée) Luxembourg’s National Museum of Natural History is a great spot for families and anyone interested in the natural world. The museum offers engaging displays on the country's natural heritage, covering topics from geology to biodiversity. Highlights: Interactive exhibits on wildlife, fossils, and Luxembourg’s natural landscape. 6. Musée de la Banque For those interested in Luxembourg's prominent financial sector, the Bank Museum provides a fascinating look into the history of banking in the country. The museum is located in one of Luxembourg's historic banking buildings and gives an insight into the evolution of banking and finance. Highlights: History of banking in Luxembourg, interactive displays on financial instruments and monetary history. 7. Musée des Tramways et de Bus For a more niche but equally fascinating experience, this museum focuses on the history of public transportation in Luxembourg. It's a great stop for history buffs and families alike. Highlights: Historic trams, buses, and interactive exhibits on Luxembourg’s public transport evolution. Tips for Expats Many museums offer discounts for residents or free entry on certain days, such as the first Sunday of the month. Some museums also provide multilingual guides or tours, making it easier for expats to fully enjoy the experience. Luxembourg’s museums are an excellent gateway for expats to dive into the country's rich cultural and historical fabric. Whether you're interested in art, history, or natural sciences, there’s a museum for every taste. Keywords : Luxembourg museums, expats in Luxembourg, cultural heritage, museum guide, explore Luxembourg, Luxembourg art, history of Luxembourg, Luxembourg City, Mudam museum, MNHA, Luxembourg travel, expat life Luxembourg, things to do in Luxembourg, Luxembourg culture, museum visit

Education

How to Obtain a Driving License in Luxembourg for Non-EU Nationals!

Luxembourg, known for its high quality of life and beautiful landscapes, requires specific procedures for non-EU nationals who wish to obtain a driving license. This process involves several steps and adheres to Luxembourg's stringent regulations. Here’s a comprehensive guide to help you through the process. 1. Determine Eligibility Before applying for a Luxembourg driving license, ensure you meet the following criteria: Residency: You must be a resident of Luxembourg. Proof of residency, such as a rental contract or utility bill, is necessary. Age: You must be at least 18 years old to apply for a Category B driving license (standard car license). Different categories may have different age requirements. 2. Verify Your Current License If you already hold a driving license from another country, verify if Luxembourg has a bilateral agreement with that country. If there is an agreement, you may be able to exchange your foreign license for a Luxembourg license without additional tests. Non-EU nationals generally cannot exchange their driving licenses directly and must go through the full process. 3. Complete the Required Documentation Gather the following documents for your application: Proof of Identity: A valid passport or national ID card. Proof of Residency: Documentation showing you live in Luxembourg. Proof of Health: A medical certificate confirming you are fit to drive. This is usually issued by a local doctor. Driving License Application Form: Available from the Société Nationale de Circulation Automobile (SNCA) or online on their official website. 4. Enroll in a Driving School Non-EU nationals must complete driving lessons at an authorized driving school in Luxembourg. The driving school will guide you through the theory and practical parts of the training. 5. Pass the Theoretical Exam The theoretical exam tests your knowledge of road signs, traffic laws, and driving regulations. The exam is typically available in several languages, including French, German, and English. Study materials and practice tests are available through driving schools and online resources. 6. Pass the Practical Driving Test After passing the theoretical exam, you will need to take a practical driving test. This test evaluates your driving skills and ability to handle various traffic situations. Your driving instructor will prepare you for this test, but additional practice may be necessary. 7. Submit Your Application Once you have passed both the theoretical and practical exams, submit your application to the SNCA. The application includes: Completed application form Proof of identity and residency Medical certificate Evidence of passing both exams 8. Pay the Fees The application process involves fees, which can vary. Fees typically cover the cost of the exams, the issuance of the license, and administrative processing. 9. Receive Your License Upon successful completion of all steps and payment of fees, you will receive your Luxembourg driving license. The license will be issued in a format that is standardized across the EU, making it valid in other EU countries. Key Points to Remember Language: The theoretical exam may be taken in different languages, but it’s advisable to check language options in advance. Insurance: Ensure you have proper car insurance before starting to drive. Driving Laws: Familiarize yourself with Luxembourg’s driving laws and regulations to avoid fines or penalties. For the most current and detailed information, always refer to the official website of the Société Nationale de Circulation Automobile (SNCA) or visit their office.

Education

Guide to student visa process for non-European nationals (Third-country nationals)

To apply for a student visa in Luxembourg as a third-country national / non European Union citizens, you need to follow a series of steps and meet specific requirements. Here is a comprehensive guide to the process: Steps to Apply for a Student Visa Secure Admission: Obtain an admission letter from a recognized higher education institution in Luxembourg. This is a prerequisite for the visa application process. Apply for Temporary Authorization to Stay (ATS): Application Submission: Submit your request for a temporary residence permit from your home country. This can be directed to the Immigration Directorate of the Ministry of Foreign and European Affairs, a Luxembourgish diplomatic or consular representation, or a diplomatic or consular mission representing Luxembourg. Required Documents: Include a copy of your entire passport, proof of admission, evidence of sufficient resources, a criminal record extract, health insurance coverage, and parental authorization if under 18. Processing Time: The response time can be up to 60 days, and upon approval, the permit is valid for 90 days. Obtain a Schengen Entrance Visa (Type D): Visa Requirement: Depending on your country of origin, you may need a Type D visa to enter Luxembourg. Apply for this visa at least 15 days before your planned departure. Required Documents: Submit the Schengen application form, valid passport, passport-sized photos, proof of visa fee payment, evidence of financial capacity, and travel insurance. You may apply through the Luxembourg or Belgian consulate. Enter Luxembourg and Declare Your Stay: Arrival Declaration: Upon arrival, declare your presence at the local commune administration within three days. Provide your passport, temporary stay authorization, and proof of address. Obtain Residence Permit: Application: Within three months of arrival, apply for a residence permit at the Directorate of Immigration. This involves a medical examination and proof of accommodation. Fee: The residence permit application fee is approximately 80 EUR. Comply with Additional Requirements: Financial Capacity: Demonstrate sufficient financial resources to cover living expenses, which include accommodation, transportation, meals, and other costs. Luxembourgish authorities require a minimum of 80% of the current social insertion income, which is approximately EUR 1,201 per month, translating to at least EUR 860.8 monthly. This can be verified through original bank statements for the last six months, documentation of a scholarship or student loan, or proof of financial support from parents or a Luxembourgish sponsor. Health Insurance: You must have health insurance that covers your entire stay in Luxembourg. Criminal Record Check: Provide an affidavit or sworn statement of your criminal history from your home country. Parental Authorization: If you are under 18, parental authorization is required. Proof of Accommodation: Evidence of where you will be living in Luxembourg, such as a rental agreement. Language Requirements: All documents must be submitted in English, German, or French. Work Limitations: If you plan to work, understand the limitations and apply for any necessary permits. Students can work part-time up to 15 hours per week. --- Join the 100k+ Luxembourg Expats community: l Web platform: luxembourgexpats.lu iOS mobile app: apps.apple.com/gb/app/luxembourg-expats/id6450868822 Android mobile app : play.google.com/store/apps/details?id=com.luxexpats.luxexpatsmobile Subscribe to Luxembourg Expats newsletter and get latest news, local businesses, discounts, events and more to your Inbox luxembourgexpats.eo.page/subscribe Join our curated FB communities: facebook.com/LuxembourgExpats/groups

Education

Interview with LSB Summer School Program Manager

Our Partner at Luxembourg School of Business are officially enrolling for their highly coveted Summer School Program! Their intensive 2-week summer program is designed to expand your knowledge and create new networking ensuring an educational and exciting summer. We had the chance to talk to their Program Manager and bring you unique insights and perspectives. Below you will find the transcript of our interview : LE : Hello! Grateful to have had this opportunity, would you like to start off by introducing yourself and the Luxembourg School of Business to our audience? Tin : Hello, I'm Tin Rezek, the Summer School Program Manager at Luxembourg School of Business (LSB). LSB is the first and only business school in Luxembourg accredited by the Ministry of Higher Education and Research. Our school was consists of visionary academics with a proven track record of teaching in internationally acclaimed business schools. At LSB, we partner with the global business community to prepare professionals to lead and innovate in a dynamic, international market. LE : Wonderful, could you share a bit about the Summer School Program as well? Tin : The LSB Summer School Program, running from July 1st to July 12th, 2024, offers a unique opportunity to dive deep into finance and business topics in Luxembourg. This intensive two-week program combines cutting-edge classes, hands-on workshops, and engaging outdoor activities, all conducted in English. LE : What would you say is special about Luxembourg and LSB's Summer School Program as opposed to others? Tin : Luxembourg is a leading financial center with a rich cultural heritage. LSB’s summer school offers access to top-tier professors from globally ranked institutions and exclusive experiences within Luxembourg’s financial scene. Additionally, our partnership with the Zagreb School of Economics and Management (ZSEM) extends your learning journey across two European locations. LE : Great! And who is this summer school program designed for? Tin : Our summer school is designed for high school, bachelor’s, and master’s degree students, as well as young professionals. The program offers tailored courses, providing participants with insights into crucial business and finance areas. LE : What are some of the key topics or areas of study that will be covered during the two weeks? Tin : Participants can choose from the following courses: - Corporate Finance - Quantitative Methods for Business - Business Ignition Bootcamp LE : And what can students expect to learn or achieve by the end of the summer school? Tin : By the end of the program, you will have gained knowledge in your chosen subjects, developed practical skills, and earned ECTS points transferable to your home university. You will also receive a certificate from LSB, enhancing your academic and professional profile. LE : What teaching methods will be employed during the summer school? Will there be any hands-on or practical components? Tin : Our summer school employs a mix of lectures, interactive workshops, and practical sessions. We emphasize hands-on learning, ensuring that you can integrate theoretical knowledge with practical application. LE : That's exciting! What would you say are the main benefits of attending this summer school for students in their academic and professional development? Tin :  Attending the LSB Summer School provides you with specialized knowledge, practical skills, and a global network of professionals and academics, significantly boosting your academic credentials and career prospects. Along the journey you will also have a chance to meet your classmates in a bunch of amazing and interesting outdoor activities. LE : Will there be opportunities for students to network with professors, industry professionals, or peers during the program? Tin : The program includes various networking opportunities, such as welcome and farewell dinners, city tours, and extracurricular activities, allowing you to connect with professors, industry leaders, and fellow students. LE : Sounds fun - How can interested students apply for the summer school? Are there any prerequisites or specific application requirements? Tin : You can apply through our website by submitting your certificate of enrolment, a motivation letter, and a copy of your ID or passport. There are no specific prerequisites, making it accessible to all eager learners. The link to apply can also be shared (CLICK HERE ) LE : Can you share any special events or highlights planned for the summer school, such as guest lectures, field trips, or workshops? Tin :  Enjoy history tours, a weekend trip to Vanden Castle and local copper mines, and wine tastings and a boat tour on the Mosel River. These activities provide cultural enrichment and networking opportunities in a memorable setting. Bowling and other activates will be held through the program as well. LE : It sounds like the place to be for students this summer! We have one last question for you - what advice would you give to students who are considering joining the summer school? How can they best prepare to make the most out of this experience? Tin : To make the most of this experience, engage fully with both the academic content and the extracurricular activities. Participate actively in all sessions and take advantage of the networking opportunities and cultural experiences Luxembourg has to offer. LE : Thank you for your time Tin! For more information, you can visit their website at www.luxsb.lu or contact them at tin.rezek@luxsb.lu. Their team is ready to assist you with any questions and help you embark on this exciting educational journey. Join LSB Summer School and take the next step in your academic and professional journey! Get an Exclusive Discount as a LuxExpats Member! : luxembourgexpats.lu/deals/discounts/1100001643 For More Information : luxembourgexpats.lu/local-business/books-languages-learning-and-training/1100001540

Education

Education Options for Expatriate Families in Luxembourg

Luxembourg, known for its vibrant expatriate community due to its thriving economy and international institutions, offers a diverse range of education options for expatriate families. Whether seeking international schools or local institutions with multilingual education, Luxembourg caters to various educational needs. International Schools: For expatriate families looking for an education system familiar to them, international schools in Luxembourg provide curricula such as the International Baccalaureate (IB) or follow systems like the British, American, or French educational frameworks. These schools often offer a multicultural environment and programs in English, allowing smooth transitions for globally mobile students. Some prominent international schools in Luxembourg include the International School of Luxembourg (ISL), St. George’s International School, and the European School Luxembourg. Multilingual Education: Luxembourg's unique linguistic landscape makes multilingual education a prominent feature of its educational system. The country boasts a trilingual education approach, with instruction in Luxembourgish, French, and German. Expatriate families keen on integrating into the local culture and fostering language skills for their children may opt for public schools or private institutions offering multilingual programs. Public Schools: Luxembourg's public education system is highly regarded for its quality and inclusivity. Public schools provide education in multiple languages and offer comprehensive support for non-native speakers. Expatriate families residing in Luxembourg for the long term may find public schools an excellent option for their children to immerse themselves in the local culture while receiving a high-quality education. Private Schools: In addition to international and public schools, Luxembourg features private schools catering to various educational philosophies and languages. These schools often offer smaller class sizes, specialized programs, and individualized attention, making them appealing to expatriate families seeking personalized education for their children. Considerations for Expatriate Families: When choosing an educational institution in Luxembourg, expatriate families should consider factors such as the curriculum, language of instruction, location, extracurricular activities, and the school's reputation. Additionally, understanding admission requirements, tuition fees, and availability of support services for expatriate students is essential for a smooth transition into the Luxembourgish education system. Luxembourg provides diverse education options for expatriate families, ranging from international schools offering globally recognized curricula to public and private institutions with multilingual education programs. Whether seeking to maintain continuity in their children's education or embracing the cultural and linguistic richness of Luxembourg, expatriate families can find suitable educational opportunities to meet their needs and aspirations in this dynamic European country.

Resources

Legal Rights and Responsibilities : Know Your Rights as an Expat in Luxembourg

Luxembourg, a vibrant European country known for its economic prowess and cultural diversity, attracts expatriates from around the globe. While its high standard of living and cosmopolitan atmosphere are appealing, understanding the legal rights and responsibilities as an expatriate is crucial for a smooth transition and integration into Luxembourgish society. Here's a comprehensive guide to help expats know their rights and obligations in the Grand Duchy. Residence and Work Permits: As an expatriate moving to Luxembourg, obtaining the necessary residence and work permits is paramount. EU citizens enjoy the freedom of movement within the European Union and typically have an easier process of establishing residency and securing employment. Non-EU citizens, however, may need to apply for specific visas and permits based on their individual circumstances and intended length of stay. Healthcare: Luxembourg boasts a high-quality healthcare system, and expatriates are often entitled to access it. EU citizens can usually benefit from reciprocal healthcare agreements, while non-EU citizens may need private health insurance to cover medical expenses. Registering with the National Health Fund (Caisse Nationale de Santé) is essential to access subsidized healthcare services. Employment Rights: Expatriates working in Luxembourg are entitled to certain employment rights and protections. These include fair wages, working hour regulations, and safety standards in the workplace. Understanding employment contracts and familiarizing oneself with Luxembourg's labor laws is crucial to ensure a fair and equitable work environment. Taxation: Luxembourg's tax system is complex, but understanding it is essential for expatriates. Income tax rates vary based on income levels and marital status, and there are various deductions and allowances available. Expatriates should familiarize themselves with their tax obligations, including any tax treaties between Luxembourg and their home country to avoid double taxation. Housing Rights: Finding suitable accommodation is a priority for expatriates settling in Luxembourg. While the rental market can be competitive, expatriates enjoy certain rights and protections as tenants. Familiarizing oneself with rental laws, lease agreements, and tenant rights is essential to ensure a smooth renting experience. Integration and Language: While Luxembourg is a multilingual country with Luxembourgish, French, and German as its official languages, English is widely spoken, especially in business and expatriate communities. However, learning at least basic Luxembourgish or French can greatly enhance integration and communication with locals. Social Security: Expatriates may be entitled to social security benefits in Luxembourg, including pensions, family allowances, and unemployment benefits. Understanding the eligibility criteria and application process is essential to access these benefits. Moving to Luxembourg as an expatriate offers exciting opportunities for personal and professional growth. However, understanding the legal rights and responsibilities is crucial for a successful transition. By familiarizing oneself with residency requirements, healthcare access, employment rights, taxation, housing regulations, language, and social security benefits, expatriates can navigate life in Luxembourg with confidence and ease.

Life & Style

Cultural Etiquette: How to Adapt and Thrive in Luxembourg as an Expat

Luxembourg, a small yet mighty country in the heart of Europe, is a blend of cultural influences from its neighbors—France, Germany, and Belgium. Known for its wealth, picturesque landscapes, and as a prominent financial hub, Luxembourg is also a melting pot of languages and traditions. For those looking to visit, move, or do business in Luxembourg, understanding local etiquette can greatly enhance your experience. Here’s a guide to help you adapt and thrive in this unique country. Language and Communication Luxembourg is a trilingual country, where Luxembourgish (Lëtzebuergesch), French, and German are all official languages. While Luxembourgish is the national language, French is commonly used in business and official communications, and German is often seen in media. English is also widely spoken, especially in business contexts. When greeting, a firm handshake is common. Friends may greet each other with three kisses on the cheeks, starting with the right cheek. Address people by their titles unless invited to use first names, as Luxembourg society values formality in initial interactions. Social Etiquette Luxembourgers value privacy and discretion in social settings. When invited to a home, it is polite to bring a gift such as chocolates, wine, or flowers. Be sure to arrive on time, as punctuality is seen as a sign of respect. During meals, keep your hands visible, resting wrists on the edge of the table. It is customary to wait until the host starts eating or toasts before you begin. Dress conservatively, especially in business settings. Casual attire is acceptable in social situations, but it’s best to err on the side of smart-casual unless otherwise specified. Business Etiquette In business, Luxembourgers are straightforward but polite, valuing brevity and clarity. Meetings are generally formal, with a clear agenda and adherence to schedules. Business cards are exchanged at the initial meeting. Make sure to have one side of your card translated into French or German, depending on whom you are meeting. Negotiations in Luxembourg are usually quite reserved, with a focus on long-term benefits and mutual respect. Decision-making can be hierarchical, so it is important to be patient and understand that senior executives may need to be consulted. Dining Etiquette When dining out, “Bon appétit” is a common phrase to express before eating. Tipping is customary in restaurants, usually around 5-10% of the bill, as service charge is often included. At someone's home, do not begin eating until the host has invited everyone to start, typically signaled by saying "Gudden Appetit." Cultural Sensitivity Luxembourg celebrates a rich array of traditions and festivals, many of which are influenced by Christian religious observances. Being respectful of these traditions, regardless of your personal beliefs, is important. The country also hosts various internationally attended events like the Schueberfouer fun fair and the Echternach dancing procession, showcasing its cultural diversity. Luxembourg is known for its strong sense of community and environmental consciousness. Demonstrating respect for nature and participating in local recycling programs and environmental initiatives can help you integrate more smoothly into the community. Conclusion Living or visiting Luxembourg calls for an appreciation of its complex cultural tapestry. By understanding and respecting local customs and etiquette, you can effectively engage with the community, whether for leisure, business, or extended stays. Luxembourg offers a unique blend of tradition and modernity, making it a fascinating country to explore and adapt to.

Education

Understanding the Tax System in Luxembourg: Tips and Strategies for Expats

Living as an expatriate in Luxembourg offers a multitude of benefits, including a high quality of life, excellent healthcare, and a vibrant international community. However, navigating the tax system can be complex for newcomers.  Understanding the intricacies of taxation in Luxembourg is essential for expats to manage their finances effectively. In this comprehensive guide, we will delve into the key aspects of the tax system in Luxembourg and provide valuable tips and strategies for expatriates. Overview of the Tax System: Luxembourg operates under a progressive tax system, where tax rates increase with income. The tax system is based on both residency and source of income. Residents are subject to taxation on their worldwide income, while non-residents are taxed only on income derived from Luxembourg sources. Types of Taxes: 1. Income Tax: Luxembourg imposes income tax on individuals based on their total income. Income tax rates range from 0% to 45%, with multiple tax brackets determining the applicable rate. Various deductions and allowances are available to reduce taxable income, including for dependents, mortgage interest, and professional expenses. 2. Corporate Tax: Luxembourg is renowned for its favorable corporate tax regime, attracting many multinational corporations. The standard corporate tax rate is 15%, but certain entities may benefit from preferential rates or exemptions through special tax regimes. 3. Value Added Tax (VAT): VAT is applied to the sale of goods and services in Luxembourg at rates ranging from 3% to 17%. Certain goods and services may qualify for reduced VAT rates, such as food, books, and medical supplies. 4. Wealth Tax: Luxembourg levies an annual wealth tax on individuals based on the total value of their assets, including real estate, financial investments, and other valuables. The wealth tax rates vary depending on the total net wealth of the individual and range from 0.5% to 1.5%. Tax Planning Strategies for Expats: Residency Status: Understanding your residency status is crucial for tax planning. Expats should determine whether they qualify as residents for tax purposes based on the duration and nature of their stay in Luxembourg. Double Taxation Treaties: Luxembourg has signed double taxation treaties with numerous countries to prevent individuals from being taxed on the same income in multiple jurisdictions. Expats should be aware of these treaties to avoid double taxation and claim any available tax credits or exemptions. Optimizing Allowances and Deductions: Expatriates should take advantage of available allowances and deductions to minimize their taxable income. This includes deductions for professional expenses, contributions to pension schemes, and childcare expenses. Utilizing Tax-Advantaged Investments: Luxembourg offers various tax-efficient investment vehicles, such as life insurance policies and investment funds. Expats can benefit from these structures to grow their wealth while minimizing tax liabilities. Seeking Professional Advice: Given the complexity of the tax system, expatriates are advised to seek guidance from tax advisors or financial planners specializing in international taxation. These professionals can provide personalized advice tailored to individual circumstances and help optimize tax efficiency.  You can reach out to our Expat-Friendly Partner : ACAR - Accounting, Tax, Reporting and Advisory for further assistance! (luxembourgexpats.lu/local-business/accounting-and-tax/1100001483) In conclusion, understanding the tax system in Luxembourg is essential for expatriates to manage their finances effectively and minimize tax liabilities. By familiarizing themselves with the key aspects of taxation, utilizing available allowances and deductions, and seeking professional advice when needed, expats can navigate the tax system with confidence and ensure compliance with their obligations.

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