Free Healthcare: A Major Draw for Expats in Europe

The prospect of free healthcare is becoming a significant factor for individuals considering a move abroad, particularly to European countries. A recent survey revealed that an impressive 70% of American respondents plan to take advantage of free healthcare in their target countries. This trend is largely driven by the high cost of healthcare in the United States, where nearly half of American adults struggle with healthcare expenses.

While free healthcare is a major draw, it's not the only reason people choose to become expats. About 15% of those planning to leave their home country cite "adventure and personal growth" as their primary motivation. The right combination of weather, culture, laws, and language also plays a crucial role in decision-making.

When it comes to healthcare systems in popular European countries, the situation varies:

In the United Kingdom, foreigners without residency do not receive free healthcare, except for emergency treatment. Residents gain access to the National Health System (NHS) for an annual contribution of £1,035 (€1,207).

Healthcare in France is not entirely free but mandated by law for all residents. The state's social security system, 'Assurance maladie,' provides coverage, but it doesn't cover 100% of costs. Most residents purchase additional top-up insurance.

Spain's Sistema Nacional de Salud (SNS) offers free doctor appointments and treatments to citizens. Legal residents are also eligible for the system. However, private health insurance is typically required for dental, eye care, and mental health services.

For potential expats, securing the proper visa is crucial to avoid complications with immigration or tax authorities. Only 21% of surveyed expat hopefuls plan to apply for skilled work visas, while over half intend to obtain a digital nomad visa or are unsure about visa requirements.

As the landscape of global healthcare continues to evolve, potential expats must carefully consider their options and thoroughly research the healthcare systems in their target countries. While free or subsidized healthcare is an attractive prospect, it's essential to understand the nuances and limitations of each country's system before making the move.

euronews.com/travel/2024/05/19/70-of-expats-move-in-search-of-free-healthcare-but-where-in-europe-do-they-get-it

Healthcare, health, Europe, insurance, expats, Luxembourg